Steeve Cadeau
$925,000$975,0004 bd3 ba3,061 sqft$302 /sqft$6,278 /mo all-in ↓

16704 CARAVAGGIO LOOP, MONTVERDE, FL, 34756

Active49 days on marketListed Jun 4, 2026MLS #O6413573

Priced 7% below the MONTVERDE 34756 medianReduced $50KPrivate poolSingle Family ResidenceCOLINA BAY

About this home

16704 CARAVAGGIO LOOP

This exceptional home features a thoughtfully designed tri-split floor plan, offering privacy and functionality throughout. All bedrooms include large custom-built walk-in closets, while the luxurious owner's suite boasts an expansive custom closet and a spa-inspired ensuite bath featuring dual comfort-height vanities, an oversized doorless walk-in shower, a relaxing garden tub, and a luxury Japanese-style smart toilet with integrated bidet, heated seat, warm-air dryer, automatic flushing and hands-free lid operation. Situated on an oversized homesite of nearly two-thirds of an acre within the highly sought-after gated community of Colina Bay, this property showcases impressive curb appeal with a barrel tile roof, extensive stone accents, lush landscaping, and a paver driveway. The backyard is a true private retreat, featuring a Mediterranean-style resort pool with a saltwater system and fire pit, surrounded by a serene wooded setting with partial views of Lake Apopka. A fenced lower deck area provides additional outdoor living space. French doors lead from the main living areas to the large covered and screened lanai, creating seamless indoor-outdoor living. Inside, luxury vinyl flooring extends throughout the home with no carpet in sight. A private office with French doors is conveniently located off the foyer. The gourmet kitchen has been beautifully updated with quartz countertops, a travertine tile backsplash, and an extended island, making it ideal for both everyday living and entertaining. Designer light fixtures throughout the home add elegance and sophistication. Additional upgrades and features include: Wrought iron-style aluminum fencing Private irrigation well Whole-home water filtration system Luxury smart toilets in all bathrooms Ring video doorbell and two solar power ring cameras on the exterior side of the house Alarm system In-wall pest control system 5-inch baseboards throughout Whole-house generator (less than 4 years old) HVAC system (less than 5 years old) Well pump (less than 3 years old) Colina Bay offers an outstanding location with convenient access to the Florida Turnpike, placing Downtown Orlando and the Disney area approximately 20–30 minutes away. Residents also enjoy close proximity to the West Orange Trail, Bella Collina Golf Club, Montverde Academy, Downtown Clermont and Downtown Winter Garden, making this one of Central Florida's most desirable locations.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,061

Sqft

0.64 ac

Lot size

3

Garage

2014

Year built

One

Levels

$302

Per sqft

Private poolFireplaceGarden & Pool & Trees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System
InteriorBuilt-in Features · Ceiling Fan(s) · In Wall Pest System · Living Room/Dining Room Combo · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Pool · Trees/Woods · Water
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors

Community & fees

HOA fee$170/mo
Taxes (2025)$7,313/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Sprinkler Well · Water Available
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,278 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property tax — 2025 actual bill$609
HOA fee — from the listing$170
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,500
Interest rate6.00%
Loan term

Estimated payment

$6,278/mo

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property taxes (actual bill)$609
HOA / condo fee$170
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $925K
$888KedgeAI estimate $1,140,914 · range $967K$1.4M$1.4M

vs edgeAI estimate

−18.9%

$/sqft vs Montverde actives

$302 vs $302

Days on market

49 vs 78 typical

Where $302/sqft sits among the 63 Montverde actives

21
18 · this home
3
7
6
8
$187–273$273–359$359–445$445–531$531–617$617+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Montverde

Map of 16704 CARAVAGGIO LOOP

Drive times from this address

Downtown Orlando27 min
Universal Orlando29 min
Walt Disney World37 min
Orlando Int’l Airport (MCO)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Montverde. See the full Montverde guide →

MONTVERDE 34756 — neighborhood snapshot

Population

4,280

Median age

40.6

Median income

$124,495

Median home value

$535,900

Avg household

3.03

Households w/ children

422

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Montverde market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$820K$778K

Montverde median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

25 of 63

Montverde actives have cut their price

Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the MONTVERDE 34756 median. See the full Montverde market guide →

Paper trail

This home's history

CurrentPrice reduced to $925,000 $50K
Jun 4, 2026Listed at $975,000 · 49 days on market since
2014Built · COLINA BAY

Reality check

What actually sold near 16704 CARAVAGGIO LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17838 HITHER HILLS CIRCLESold · Oct ’25

$1,000,000

17838 HITHER HILLS CIRCLE

4 bd · 3 ba · 2,935 sqft · $341/sqft · 71 DOM

14416 TRAVOIS WAYSold · Jun ’26

$740,000

14416 TRAVOIS WAY

5 bd · 4.5 ba · 3,324 sqft · $223/sqft · 79 DOM

17993 GOURD NECK LOOPSold · Apr ’26

$509,000

17993 GOURD NECK LOOP

4 bd · 3 ba · 2,736 sqft · $186/sqft · 175 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16704 CARAVAGGIO LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16704 CARAVAGGIO LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

16704 CARAVAGGIO LOOP FAQs

What would the monthly payment be for 16704 CARAVAGGIO LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,278/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16704 CARAVAGGIO LOOP?+

The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16704 CARAVAGGIO LOOP?+

The most recent tax bill on record (2025) was $7,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16704 CARAVAGGIO LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Montverde?+

At $925,000, this home is listed about 10% above the Montverde median of $840,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16704 CARAVAGGIO LOOP?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the MONTVERDE 34756 market on paper

$925,000 is 7% below the MONTVERDE 34756 median of $995,000, and at $302/sqft it sits under the Montverde average of $366.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $975,000, now $925,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY PARTNERS SW · Ana Orge Pa. MLS #O6413573.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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