Steeve Cadeau
Short-Term Rental Eligible
$339,000$350,0003 bd2 ba1,726 sqft$196 /sqft$2,808 /mo all-in ↓

3103 MERLOT WAY, CLERMONT, FL, 34714

Active46 days on marketListed Jun 8, 2026MLS #O6413481

Priced 7% below the CLERMONT 34714 medianEst. $48K/yr short-term rental revenueReduced $11KSingle Family ResidenceMISSION PARK

About this home

3103 MERLOT WAY

Located within the popular gated community of Mission Park, this spacious 3-bedroom, 2-bathroom home offers an exceptional opportunity to enjoy the best of Central Florida living. Situated on an oversized one-third-acre homesite, the property provides plenty of room to relax, entertain, and enjoy the Florida lifestyle, while a new roof installed in 2025 offers added peace of mind for years to come. Whether you’re searching for a primary residence, vacation getaway, or investment property, this home offers versatility and an unbeatable location. Inside, you’ll find a bright and inviting layout designed for comfortable everyday living. Outside, the expansive backyard offers endless possibilities for outdoor enjoyment, gardening, play areas, or future enhancements. Residents of Mission Park enjoy access to fantastic community amenities, including a resort-style swimming pool and playground, all within a secure gated setting. Conveniently located just minutes from Walt Disney World, Universal Orlando, Four Corners, and the area’s major attractions, the home is also close to Wellness Way, Showcase of Citrus, Lake Louisa State Park, shopping, dining, golf courses, and everyday conveniences. Combining location, space, flexibility, and a little TLC potential, this home presents a wonderful opportunity to enjoy everything that makes Central Florida such a desirable place to live, visit, or invest.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,726

Sqft

0.3 ac

Lot size

2

Garage

2004

Year built

One

Levels

$196

Per sqft

Garden view

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesMicrowave
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewGarden
FacesNorth
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$65/mo
Taxes (2025)$5,250/yr
PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,808 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$437
HOA fee — from the listing$65
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$2,808/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$437
HOA / condo fee$65
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$325KedgeAI estimate $357,456 · range $354K$366K$380K

vs edgeAI estimate

−5.2%

$/sqft vs Clermont actives

$196 vs $223

Days on market

46 vs 33 typical

Where $196/sqft sits among the 400 Clermont actives

168 · this home
134
48
14
10
26
$171–215$215–259$259–303$303–347$347–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Mission Park, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$48,453/yr gross

Avg nightly rate$261
Occupancy (comp set)51%
CommunityMission Park
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,500/mo median

MarketClermont
Annual gross at median$30,000
Gross yield on this price8.8%
Homes for rent right now185

Live Clermont rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Mission Park

Map of 3103 MERLOT WAY

Drive times from this address

Walt Disney World19 min
Universal Orlando32 min
Downtown Orlando38 min
Orlando Int’l Airport (MCO)43 min
Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Mission Park is a short-term-rental community. See the full guide →

CLERMONT 34714 — neighborhood snapshot

Population

26,826

Median age

34.2

Median income

$74,470

Median home value

$343,600

Avg household

2.82

Households w/ children

3,295

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
ElementaryLost Lake Elementary School★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

197 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the CLERMONT 34714 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $339,000 $11K
Jun 8, 2026Listed at $350,000 · 46 days on market since
2004Built · MISSION PARK

Reality check

What actually sold near 3103 MERLOT WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2539 CAITHNESS WAYSold · Jan ’26

$395,000

2539 CAITHNESS WAY

2 bd · 2 ba · 1,726 sqft · $229/sqft · 5 DOM

2304 CLEMENTINE TRAILSold · Jan ’26

$327,000

2304 CLEMENTINE TRAIL

4 bd · 2 ba · 1,746 sqft · $187/sqft · 56 DOM

15522 BAY VISTA DRIVESold · Mar ’26

$350,000

15522 BAY VISTA DRIVE

3 bd · 2 ba · 1,702 sqft · $206/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3103 MERLOT WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3103 MERLOT WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3103 MERLOT WAY FAQs

What would the monthly payment be for 3103 MERLOT WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,808/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3103 MERLOT WAY?+

The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3103 MERLOT WAY?+

The most recent tax bill on record (2025) was $5,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3103 MERLOT WAY be rented short-term?+

Yes — this home sits inside Mission Park, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3103 MERLOT WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $339,000, this home is listed about 27% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3103 MERLOT WAY?+

Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLERMONT 34714 market on paper

$339,000 is 7% below the CLERMONT 34714 median of $366,240, and at $196/sqft it sits under the Clermont average of $240.

02Zoned for nightly rentals

Mission Park is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

04Strong assigned schools

Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $350,000, now $339,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of THE AGENCY FL · Andy Neal. MLS #O6413481.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clermont homes, in your inbox

Like 3103 MERLOT WAY but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 11:17 PM UTC. The listing information on this page last changed on July 24, 2026 at 11:17 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 11:17 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 11:17 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.