Steeve Cadeau

81 CORONADO ROAD, FLAGLER BEACH, FL, 32136

Active51 days on marketListed Jun 2, 2026MLS #O6412874

Priced 52% below the FLAGLER BEACH 32136 medianVERANDA BAY PH 2A

About this home

81 CORONADO ROAD

Shovel-ready homesite located in the new master-planned community of Veranda Bay in Flagler Beach. Lot 100 offers approximately 9,100 sq ft of buildable land, fully prepared and ready for construction. The neighborhood’s staggered homesite design provides beautiful views of the Intracoastal Waterway and Smith Creek. This property is connected to public water and public sewer, with low HOA fees. Planned community amenities include a clubhouse, pool, fitness center, dog park, pickleball and tennis courts, and a future marina. Veranda Bay offers a balance of natural surroundings and convenience, located just minutes from Flagler Beach, local dining, and recreation. Easy access to I-95 places St. Augustine, Daytona Beach, and Orlando within a comfortable drive. For additional community details, visit the developer’s website.

Facts & features

The home at a glance

0.21 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$4/mo
Taxes (2024)$5,032/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,944 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,265
FHA mortgage insurance (est.)$95
Property tax — 2024 actual bill$419
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,522Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,522
Interest rate6.00%
Loan term

Estimated payment

$1,944/mo

Principal & interest$1,265
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$419
HOA / condo fee$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Flagler Beach

Map of 81 CORONADO ROAD

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Jun 2, 2026Listed at $214,900 · 51 days on market since

Reality check

What actually sold near 81 CORONADO ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2036 S FLAGLER AVENUESold · Jun ’26

$285,000

2036 S FLAGLER AVENUE

2 bd · 1 ba · 912 sqft · $313/sqft · 129 DOM

2131 S DAYTONA AVENUESold · Oct ’25

$318,000

2131 S DAYTONA AVENUE

2 bd · 2 ba · 978 sqft · $325/sqft · 226 DOM

2288 S CENTRAL AVENUESold · Jul ’26

$500,000

2288 S CENTRAL AVENUE

2 bd · 2 ba · 1,252 sqft · $399/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 81 CORONADO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 81 CORONADO ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

81 CORONADO ROAD FAQs

What would the monthly payment be for 81 CORONADO ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,944/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 81 CORONADO ROAD?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 81 CORONADO ROAD?+

The most recent tax bill on record (2024) was $5,032. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 81 CORONADO ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $214,900, this home is listed about 63% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 81 CORONADO ROAD?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of YOU HAVE REALTY LLC · Viv Lehman. MLS #O6412874.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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