520 MARNIE CIRCLE, MELBOURNE, FL, 32904
Active60 days on marketListed May 22, 2026MLS #O6409567
About this home
520 MARNIE CIRCLE
Welcome to easy Florida living in this charming 55+ manufactured home community! This well-maintained 2 bedroom, 2 bathroom home features beautiful bamboo flooring and a bright, spacious Florida room that’s perfect for morning coffee, evening cocktails, or just enjoying the sunshine without feeding the mosquitoes. The split living space offers comfort and functionality, while the community amenities include a pool and clubhouse where neighbors quickly become friends. Whether you’re looking to retire in the sunshine or escape the cold winters as a snowbird, this home offers the relaxed Florida lifestyle people move here for. Conveniently located near shopping, dining, beaches, and everything the Space Coast has to offer. Don’t let this one fly south without you!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
828
Sqft
0.12 ac
Lot size
1977
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,287 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,287/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melbourne actives
$163 vs $221
Days on market
60 vs 21 typical
Where $163/sqft sits among the 71 Melbourne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melbourne
Get to know Melbourne. See the full Melbourne guide →
MELBOURNE 32904 — neighborhood snapshot
Population
36,885
Median age
41.2
Median income
$86,943
Median home value
$334,400
Avg household
2.62
Households w/ children
4,078
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melbourne market
$404K → $320K
Melbourne median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
28 of 71
Melbourne actives have cut their price
Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% below the MELBOURNE 32904 median. See the full Melbourne market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 MARNIE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$408,000
1820 Coolidge St, Hollywood FL 33020 · same community
2 bd · 1 ba · 1,220 sqft · $334/sqft · 9 DOM
Sold · May ’26$95,000
562 RUTH CIRCLE · same community
3 bd · 2 ba · 1,500 sqft · $63/sqft · 94 DOM
Sold · Oct ’25$270,000
139 W LAILA DRIVE
3 bd · 2 ba · 1,232 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 520 MARNIE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 MARNIE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
520 MARNIE CIRCLE FAQs
What would the monthly payment be for 520 MARNIE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,287/mo — principal and interest, the actual property-tax bill, the $126/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 520 MARNIE CIRCLE?+
The association fee works out to $126 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 520 MARNIE CIRCLE?+
The most recent tax bill on record (2025) was $1,764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 520 MARNIE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne?+
At $135,000, this home is listed about 67% below the Melbourne median of $404,555. The market section on this page shows how the area is trending.
Which schools are assigned to 520 MARNIE CIRCLE?+
Meadowlane Primary Elementary School (elementary), Meadowlane Intermediate Elementary School (elementary), Central Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MELBOURNE 32904 market on paper
$135,000 is 73% below the MELBOURNE 32904 median of $492,960, and at $163/sqft it sits under the Melbourne average of $235.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
60 days on market against a Melbourne median of 21 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Meadowlane Primary Elementary School, Meadowlane Intermediate Elementary School, Central Middle School, Melbourne Senior High School — Melbourne Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Shelly Trout. MLS #O6409567.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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