161 VINE STREET, OVIEDO, FL, 32765
Active76 days on marketListed May 19, 2026MLS #O6409106
About this home
161 VINE STREET
Custom builder’s personal home loaded with upgrades and features you won’t find in a cookie-cutter build. Located on a beautiful tree-lined street in Oviedo with NO HOA, this spacious 5-bedroom, 4.5-bath home offers a flexible great room floor plan with cathedral ceilings and room for everyone. The main floor features an open layout with a large island kitchen designed for anyone who loves to cook, offering abundant cabinet space and great flow for entertaining. Oversized bedrooms and generous closet space throughout the home provide comfort and functionality, while the three-way split bedroom plan offers added privacy. The upstairs primary suite includes a private balcony, and the upstairs laundry room adds convenience. The private in-law suite has its own exterior entrance and includes a bedroom, living area, laundry hookups, and space for a future kitchenette, making it ideal for multigenerational living, guests, or apartment-style setup. Additional upgrades include travertine flooring throughout the first floor, bamboo flooring upstairs, 8-foot doors throughout, central vacuum system, wired cable and ethernet, automatic lighting in closets, bathrooms, and exterior areas, plus an outdoor shower. The oversized side-entry 3-car garage features extra-tall doors and built-in shelving, and the property includes RV hookups, a circular driveway, recent roof, termite bond, and plenty of room for a pool. Custom touches and thoughtful details are found throughout this one-of-a-kind home.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,713
Sqft
0.23 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,669 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,669/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs OAK RIDGE
$236 vs $231
Days on market
76 vs 31 typical
Where $236/sqft sits among the 13 homes for sale in OAK RIDGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $535K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
8 of 13
OAK RIDGE have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 161 VINE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$940,000
6714 MILLSTONE DRIVE · same community
4 bd · 3.5 ba · 3,808 sqft · $247/sqft · 4 DOM
Sold · Mar ’26$820,000
1868 OVERVIEW DRIVE · same community
5 bd · 3.5 ba · 3,201 sqft · $256/sqft · 119 DOM
Sold · Sep ’25$785,000
6454 SUMMERFIELD LOOP · same community
4 bd · 3 ba · 3,068 sqft · $256/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 161 VINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 161 VINE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
161 VINE STREET FAQs
What would the monthly payment be for 161 VINE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,669/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 161 VINE STREET?+
The most recent tax bill on record (2025) was $5,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $874,900, this home is listed about 69% above the Oviedo median of $517,000. The market section on this page shows how the area is trending.
Which schools are assigned to 161 VINE STREET?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$874,900 runs 90% above the OVIEDO 32765 median — but at 3,713 sqft it's also nearly twice the size of the typical Oviedo listing.
02Time on market is leverage
76 days on market against a Oviedo median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $924,900, now $874,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOVELAND PROPERTIES · Cleve Loveland. MLS #O6409106.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oviedo homes, in your inbox
Like 161 VINE STREET but not quite? A daily digest of every new listing in Oviedo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →