3084 ELLA WAY, ST CLOUD, FL, 34771
Active13 days on marketListed Jul 8, 2026MLS #O6408011
About this home
3084 ELLA WAY
Welcome to 3084 Ella Way, a stunning 2022-built home situated on a premier waterfront homesite in the highly sought after and amenity-rich Bridgewalk community within St. Cloud's growing Sunbridge corridor. Lawn care is included in your HOA. This beautifully designed single story and split floor plan home features 4 bedrooms, 3 bathrooms, a 3-car garage, a spacious front porch, and over 2,600 square feet of thoughtfully designed living space. Its open concept floor plan is highlighted by soaring tray ceilings, creating a light-filled, spacious interior that's perfectly suited for both everyday living and effortless entertaining. The heart of the home is the stunning chef's kitchen with water views, featuring a large quartz island, white shaker-style cabinetry, abundant counter space, and seamless flow into the dining and living areas. Ceramic tile throughout the main living spaces provides both style and durability, while plush carpeting in the bedrooms adds warmth and comfort. There is also a formal dining room or flex space. Step outside to the true highlight of this home, a premium waterfront backyard with breathtaking pond views and a view of the community boat ramp. Whether you're enjoying your morning coffee, hosting friends, or relaxing as the sun sets over the water, this private outdoor retreat offers the perfect backdrop for Florida living. Located less than 15 min from Lake Nona, you'll enjoy convenient access to premier shopping, dining in Boxi Park, entertainment, and major roadways while still coming home to a peaceful, nature filled setting. Bridgewalk residents enjoy an exceptional resort-style lifestyle with amenities including a sparkling community pool, lap pool, fitness center, clubhouse, pickleball courts, playgrounds, scenic walking trails, a dog park, and a private boat launch.If you've been searching for the perfect combination of modern construction, a premium waterfront homesite, and an unbeatable community, 3084 Ella Way delivers it all.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,644
Sqft
0.19 ac
Lot size
2
Garage
2022
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,564 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,564/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs St Cloud actives
$227 vs $220
Days on market
13 vs 33 typical
Where $227/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
191 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3084 ELLA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$523,000
5647 Barletta Drive, Saint Cloud FL 34771
4 bd · 2.5 ba · 2,657 sqft · $197/sqft · 293 DOM
Sold · Jan ’26$523,000
5647 BARLETTA DRIVE
4 bd · 2.5 ba · 2,657 sqft · $197/sqft · 293 DOM
Sold · Mar ’26$463,000
2789 MEAD AVENUE
4 bd · 2.5 ba · 2,615 sqft · $177/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3084 ELLA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3084 ELLA WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3084 ELLA WAY FAQs
What would the monthly payment be for 3084 ELLA WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,564/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3084 ELLA WAY?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3084 ELLA WAY?+
The most recent tax bill on record (2025) was $9,210. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3084 ELLA WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $599,000, this home is listed about 41% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3084 ELLA WAY?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ken Pozek. MLS #O6408011.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 3084 ELLA WAY but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →