Steeve Cadeau
$465,000$485,0002 bd2.5 ba1,998 sqft$233 /sqft$4,100 /mo all-in ↓

5545 BOWMAN DRIVE, WINTER GARDEN, FL, 34787

Active72 days on marketListed May 13, 2026MLS #O6407484

Priced 12% below the WINTER GARDEN 34787 medianReduced $20KSingle Family ResidenceOVERLOOK 2/HAMLIN PH 1 & 6

Come see it

Upcoming open houses

Sat, Jul 25

9:00 AM – 7:00 PM

Agent will not be present at open house

Sun, Jul 26

9:00 AM – 7:00 PM

Agent will not be present at open house

Mon, Jul 27

9:00 AM – 7:00 PM

Agent will not be present at open house

Tue, Jul 28

9:00 AM – 7:00 PM

Agent will not be present at open house

Wed, Jul 29

9:00 AM – 7:00 PM

Agent will not be present at open house

Thu, Jul 30

9:00 AM – 7:00 PM

Agent will not be present at open house

About this home

5545 BOWMAN DRIVE

Come see 5545 Bowman Dr, recently updated with fresh interior paint and partial flooring replacement throughout. The kitchen features a backsplash and a convenient island providing additional workspace. The primary bedroom includes a spacious walk in closet, and the primary bathroom is equipped with double sinks for enhanced utility. Outside, a covered patio extends to a fully fenced in backyard, completing the exterior amenities. Enjoy updated comfort and practical features in this exceptional residence. Included 100-Day Home Warranty with buyer activation

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,998

Sqft

0.09 ac

Lot size

2

Garage

2016

Year built

Two

Levels

$233

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Microwave · Other
InteriorL Dining · Primary Bedroom Main Floor
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorOther

Community & fees

HOA fee$339/mo
Taxes (2025)$7,894/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesElectricity Available · Natural Gas Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,100 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$658
HOA fee — from the listing$339
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$4,100/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$658
HOA / condo fee$339
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Garden actives

$233 vs $262

Days on market

72 vs 31 typical

Where $233/sqft sits among the 400 Winter Garden actives

86
160 · this home
78
32
19
25
$178–226$226–275$275–323$323–372$372–421$421+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 5545 BOWMAN DRIVE

Drive times from this address

Walt Disney World18 min
Downtown Orlando25 min
Universal Orlando28 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

158 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $465,000 $20K
May 13, 2026Listed at $485,000 · 72 days on market since
2016Built · OVERLOOK 2/HAMLIN PH 1 & 6

Reality check

What actually sold near 5545 BOWMAN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5539 BOWMAN DRIVESold · Dec ’25

$524,000

5539 BOWMAN DRIVE · same community

3 bd · 3.5 ba · 2,148 sqft · $244/sqft · 126 DOM

5711 HAMLIN GROVES TRAILSold · Sep ’25

$517,500

5711 HAMLIN GROVES TRAIL · same community

3 bd · 3.5 ba · 2,228 sqft · $232/sqft · 109 DOM

15524 AVIATION ALLEYSold · Jun ’26

$560,000

15524 AVIATION ALLEY · same community

3 bd · 3.5 ba · 2,414 sqft · $232/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5545 BOWMAN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5545 BOWMAN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5545 BOWMAN DRIVE FAQs

What would the monthly payment be for 5545 BOWMAN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,100/mo — principal and interest, the actual property-tax bill, the $339/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5545 BOWMAN DRIVE?+

The association fee works out to $339 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5545 BOWMAN DRIVE?+

The most recent tax bill on record (2025) was $7,894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5545 BOWMAN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $465,000, this home is listed about 21% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 5545 BOWMAN DRIVE?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINTER GARDEN 34787 market on paper

$465,000 is 12% below the WINTER GARDEN 34787 median of $530,000, and at $233/sqft it sits under the Winter Garden average of $282.

02Time on market is leverage

72 days on market against a Winter Garden median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $485,000, now $465,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of OPENDOOR BROKERAGE LLC · Karen Albright. MLS #O6407484.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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