5816 BAR RANCH ROAD, ST CLOUD, FL, 34771
Active74 days on marketListed May 7, 2026MLS #O6405751
About this home
5816 BAR RANCH ROAD
DRASTICALLY REDUCED! NOW VACANT, EASY TO SHOW! Spacious 3 bed/2.5 bath in desirable Sunbrooke community in St Cloud. Built by Ashton Homes, one of the best builders in the area. The home is energy efficient construction with double pane windows, programmable thermostat, R-30 ceiling insulation, & LED lighting throughout. There is luxury plank vinyl flooring throughout the common areas. The home has a bright, open kitchen, with plenty of upgrades such as a beautiful 42 inch gray Wellborn cabinets, all stainless steel whirlpool appliances and 3 cm Quartz counter-top island making a great place to entertain. This home also features both front & rear porches (with water view) Community pool is only a block away. Convenient location with easy access to Lake Nona, Medical City, Nemours,& Va Hospital. There is plenty of shopping & restaurants nearby. No CDD fees!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,244
Sqft
0.14 ac
Lot size
2
Garage
2020
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,266 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,266/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11%
$/sqft vs St Cloud actives
$178 vs $221
Days on market
74 vs 33 typical
Where $178/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5816 BAR RANCH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$385,000
786 STEERVIEW STREET · same community
3 bd · 2.5 ba · 2,244 sqft · $172/sqft · 101 DOM
Sold · Dec ’25$510,000
840 LIVESTOCK LOOP · same community
4 bd · 2.5 ba · 2,783 sqft · $183/sqft · 152 DOM
Sold · May ’26$360,000
5801 HERDER ROAD · same community
3 bd · 2 ba · 1,556 sqft · $231/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5816 BAR RANCH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5816 BAR RANCH ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5816 BAR RANCH ROAD FAQs
What would the monthly payment be for 5816 BAR RANCH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,266/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5816 BAR RANCH ROAD?+
The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5816 BAR RANCH ROAD?+
The most recent tax bill on record (2025) was $5,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5816 BAR RANCH ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $399,700, this home is listed about 6% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5816 BAR RANCH ROAD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34771 market on paper
$399,700 is 6% below the ST CLOUD 34771 median of $424,000, and at $178/sqft it sits under the St Cloud average of $236.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
74 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $429,900, now $399,700 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Karen Gore. MLS #O6405751.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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