2030 CRYSTAL LANE, ST CLOUD, FL, 34769
Active68 days on marketListed May 14, 2026MLS #O6405566
About this home
2030 CRYSTAL LANE
Back on the Market! No Fault of the Seller. Buyer's financing/contract fell through. Their loss is your opportunity!! Pool Home with Space, Privacy, and Value—Now Priced to Sell. The market spoke and we listened. Welcome to your own private retreat in the heart of St. Cloud. This beautifully maintained pool home offers far more space than you would expect, with a functional split floor plan designed for both comfortable everyday living and entertaining. Inside, you’ll find generously sized bedrooms, a spacious kitchen with abundant cabinet and counter space, and two separate living areas that provide flexibility for a family room, game room, home office, or additional entertaining space. Step outside and enjoy true Florida living with a massive deck surrounding the pool, creating the perfect setting for weekend gatherings, relaxing evenings, or simply enjoying the peaceful surroundings. The large yard offers plenty of room to spread out while still maintaining a sense of privacy and tranquility. Located near shopping, dining, schools, major roadways, and everything St. Cloud has to offer, this home combines space, convenience, and value all in one. Whether you’re looking for room to grow, a quiet place to unwind, or an affordable pool home with character, this property is one you do not want to miss. Roof 2024, Pool Siding 2020, Water Heater 2014, Water Piping 2018. Schedule your private showing today before it’s gone.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,568
Sqft
0.2 ac
Lot size
1987
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,910 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,910/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$163 vs $220
Days on market
68 vs 33 typical
Where $163/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
192 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2030 CRYSTAL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$280,000
1961 CRYSTAL LANE · same community
2 bd · 2 ba · 1,374 sqft · $204/sqft · 83 DOM
Sold · Oct ’25$280,000
2351 TEMPLE LANE · same community
4 bd · 2 ba · 1,920 sqft · $146/sqft · 75 DOM
Sold · Nov ’25$325,000
3446 CYPRESS POINT CIRCLE
3 bd · 2 ba · 1,553 sqft · $209/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2030 CRYSTAL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2030 CRYSTAL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2030 CRYSTAL LANE FAQs
What would the monthly payment be for 2030 CRYSTAL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,910/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2030 CRYSTAL LANE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2030 CRYSTAL LANE?+
The most recent tax bill on record (2025) was $1,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2030 CRYSTAL LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $255,000, this home is listed about 40% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2030 CRYSTAL LANE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34769 market on paper
$255,000 is 7% below the ST CLOUD 34769 median of $275,000, and at $163/sqft it sits under the St Cloud average of $236.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
68 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $295,000, now $255,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Sheyla Apuy. MLS #O6405566.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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