Steeve Cadeau
$1,199,900$1,400,0005 bd3 ba2,494 sqft$481 /sqft$7,809 /mo all-in ↓

17 VIP A ISLAND, GRANT, FL, 32949

Active80 days on marketListed May 5, 2026MLS #O6404933

Reduced $200KWaterfrontSingle Family ResidenceV I P VACATION ISLAND PLAYGROUND SEC 1

About this home

17 VIP A ISLAND

17 VIP Island A is island living reimagined. Set on 1.5 lots with 75 feet of direct Intracoastal frontage, this western-facing retreat captures wide river views, unforgettable sunsets, and 4-5 feet of water at the dock. The home has undergone a remarkable transformation inside and out. The home updates are endless; Outside, new dock with two boat lifts, upper and lower AZEK decks, new exterior staircases,, fresh paint, landscaping, lighting, hardscape, irrigation, septic, water treatment, and electrical upgrades elevate the entire property. Inside, the second floor was fully reimagined to create a spacious primary suite with a stunning new bath, oversized shower, high-end fixtures, and large walk-in closet. The kitchen was completely redesigned with new cabinetry, Café appliances, soapstone countertops, and an open flow to the main living space. With generous bedrooms, a second den or family room, soaring ceilings, and space to gather, this truly an impressive waterfront home.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,494

Sqft

0.22 ac

Lot size

1977

Year built

Three Or More

Levels

$481

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Other · Range · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewWater
FacesWest
ExteriorFire Pit

Community & fees

Taxes (2025)$8,694/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,809 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$724
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,990
Interest rate6.00%
Loan term

Estimated payment

$7,809/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$724
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Grant

Map of 17 VIP A ISLAND

Get to know Grant. See the full Grant guide →

GRANT 32949 — neighborhood snapshot

Population

2,821

Median age

56.7

Median income

$126,146

Median home value

$497,200

Avg household

2.7

Households w/ children

155

For the school run

Brevard County School District

ElementarySunrise Elementary School★★★★★
HighBayside High School★★★★★
MiddleStone Magnet Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Grant market

$590K$663K

Grant median sold, yr/yr

Median sold price, Grant, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 186% above the GRANT 32949 median. See the full Grant market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,199,900 $200K
May 5, 2026Listed at $1,400,000 · 80 days on market since
1977Built · V I P VACATION ISLAND PLAYGROUND SEC 1

Reality check

What actually sold near 17 VIP A ISLAND

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18 VIP ISLAND BSold · Aug ’25

$750,000

18 VIP ISLAND B · same community

2 bd · 2 ba · 2,100 sqft · $357/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 17 VIP A ISLAND — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17 VIP A ISLAND — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

17 VIP A ISLAND FAQs

What would the monthly payment be for 17 VIP A ISLAND?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,809/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17 VIP A ISLAND?+

The most recent tax bill on record (2025) was $8,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17 VIP A ISLAND?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Grant?+

At $1,199,900, this home is listed about 55% above the Grant median of $775,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17 VIP A ISLAND?+

Sunrise Elementary School (elementary), Bayside High School (high), Stone Magnet Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,199,900 runs 186% above the GRANT 32949 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

80 days on market against a Grant median of 1 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,400,000, now $1,199,900 — a $200K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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