Steeve Cadeau
$409,500$419,0003 bd2 ba1,519 sqft$270 /sqft$3,024 /mo all-in ↓

649 BUCKINGHAM DRIVE, OVIEDO, FL, 32765

Active80 days on marketListed May 5, 2026MLS #O6404353

Priced 12% below the OVIEDO 32765 medianReduced $10KSingle Family ResidenceKINGSBRIDGE EAST VILLAGE UNIT 2B

About this home

649 BUCKINGHAM DRIVE

Virtually Staged. Back on the market. Financing fell through. Now is your chance to grab this Immaculate and impeccably maintained 3/2/2 in Oviedo’s much sought after Kingsbridge East. Great, flexible floor plan, HUGE covered screened-in lanai, a truly inviting home with lots of entertainment room and handsomely landscaped yard in the much sought after and highly acclaimed and known for excellence Oviedo school system. Close to UCF, Siemens, new Downtown/Oviedo’s Central Park, and so much more. Walking distance to the community’s Long lake park. Now’s the time. Hurry on this one!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,519

Sqft

0.13 ac

Lot size

2

Garage

1998

Year built

One

Levels

$270

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorPrivate Yard · Sliding Doors

Community & fees

HOA fee$38/mo
Taxes (2025)$2,816/yr
PetsNo

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Fire Hydrant · Natural Gas Available · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,024 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,411
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$235
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,333Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,333
Interest rate6.00%
Loan term

Estimated payment

$3,024/mo

Principal & interest$2,411
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$235
HOA / condo fee$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$343KedgeAI estimate $384,852 · range $358K$401K$426K

vs edgeAI estimate

+6.4%

$/sqft vs Oviedo actives

$270 vs $250

Days on market

80 vs 25 typical

Where $270/sqft sits among the 198 Oviedo actives

60
74 · this home
38
14
2
10
$192–231$231–270$270–309$309–348$348–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kingsbridge

Map of 649 BUCKINGHAM DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando26 min
Orlando Int’l Airport (MCO)35 min
Universal Orlando39 min
Walt Disney World51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

Kingsbridge — neighborhood snapshot

Population

4,608

Median age

35

Median income

$90,368

Median home value

$399,078

Avg household

3

Households w/ children

610

For the school run

Seminole County School District

MiddleJackson Heights Middle School★★★★
ElementaryStenstrom Elementary School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$539K$580K

Oviedo median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

109 of 198

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

CurrentPrice reduced to $409,500 $10K
May 5, 2026Listed at $419,000 · 80 days on market since
1998Built · KINGSBRIDGE EAST VILLAGE UNIT 2B

Reality check

What actually sold near 649 BUCKINGHAM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1122 BISHOP AVENUESold · Oct ’25

$512,000

1122 BISHOP AVENUE · same community

4 bd · 2.5 ba · 2,057 sqft · $249/sqft · 39 DOM

1039 COVINGTON STREETSold · Jun ’26

$370,000

1039 COVINGTON STREET

3 bd · 2 ba · 1,518 sqft · $244/sqft · 222 DOM

1005 BLACK WILLOW DRIVESold · Jul ’25

$410,000

1005 BLACK WILLOW DRIVE

3 bd · 2 ba · 1,518 sqft · $270/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 649 BUCKINGHAM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 649 BUCKINGHAM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

649 BUCKINGHAM DRIVE FAQs

What would the monthly payment be for 649 BUCKINGHAM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,024/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 649 BUCKINGHAM DRIVE?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 649 BUCKINGHAM DRIVE?+

The most recent tax bill on record (2025) was $2,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 649 BUCKINGHAM DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $409,500, this home is listed about 22% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 649 BUCKINGHAM DRIVE?+

Jackson Heights Middle School (middle), Stenstrom Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OVIEDO 32765 market on paper

$409,500 is 12% below the OVIEDO 32765 median of $464,999.

02Time on market is leverage

80 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Jackson Heights Middle School, Stenstrom Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $419,000, now $409,500 — a $10K cut. The full history is in the market section below.

Listing courtesy of GLOBAL PROPERTIES SALES & MGMT · Joe Cremonese. MLS #O6404353.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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