Steeve Cadeau
$2,199,000$2,250,0004 bd4.5 ba5,138 sqft$428 /sqft$15,069 /mo all-in ↓

811 CIVITAS WAY, WINTER GARDEN, FL, 34787

Active82 days on marketListed May 15, 2026MLS #O6403760

Reduced $51KSingle Family ResidenceOAKLAND PARK UN # 2A

About this home

811 CIVITAS WAY

Experience elevated living in this exceptional custom home by J&J Building, perfectly positioned in one of Winter Garden’s most desirable locations directly across from the iconic West Orange Trail. Offering over 5,000 square feet of thoughtfully designed luxury, 811 Civitas Way blends sophisticated style, flexible living spaces, and impressive functionality rarely found in today’s market. Designed for both everyday comfort and unforgettable entertaining, the home features a truly jaw-dropping media room that delivers the ultimate cinematic experience. Multiple office and flex space options provide incredible versatility for remote work, creative pursuits, fitness, or multigenerational living. With bedrooms thoughtfully positioned on both the first and second floors, the layout offers ideal privacy and convenience for guests and family alike. Luxury details and custom upgrades are showcased throughout, including a whole-home generator, a one-year-old Sub-Zero refrigerator, two stunning crystal chandeliers installed last year, and elegant solid brass door hardware throughout the home. You'll fall in love with the large island in the garage that even includes a built-in gift wrapping station! Every space reflects exceptional craftsmanship and thoughtful design, with countless additional custom touches that elevate the home’s overall sophistication and character. One of the property’s standout features is its exceptionally rare amount of parking for 7 cars plus a golf cart— a coveted luxury that sets this home apart. Combined with its prime location near Downtown Winter Garden, scenic trail access, dining, shopping, and commuter routes, this residence offers a lifestyle that is as refined as it is practical. **There is room to add a pool and ADU on this lot, as well! Artist renderings with the pool included in the photos.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

5,138

Sqft

0.37 ac

Lot size

3

Garage

2017

Year built

Two

Levels

$428

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
FacesSouth
ParkingAlley Access · Garage Faces Rear · Golf Cart Parking · Parking Pad
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$208/mo
Taxes (2025)$24,126/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Golf Carts OK · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$15,069 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,866
PMI (est., until 20% equity)$825
Property tax — 2025 actual bill$2,011
HOA fee — from the listing$208
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $219,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $219,900
Interest rate6.00%
Loan term

Estimated payment

$15,069/mo

Principal & interest$11,866
PMI (est., until 20% equity)$825
Property taxes (actual bill)$2,011
HOA / condo fee$208
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Garden actives

$428 vs $261

Days on market

82 vs 38 typical

Where $428/sqft sits among the 400 Winter Garden actives

78
129
101
37
22
33 · this home
$179–220$220–262$262–304$304–345$345–387$387+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 811 CIVITAS WAY

Drive times from this address

Downtown Orlando22 min
Universal Orlando25 min
Walt Disney World30 min
Orlando Int’l Airport (MCO)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

169 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 312% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,199,000 $51K
May 15, 2026Listed at $2,250,000 · 82 days on market since
2017Built · OAKLAND PARK UN # 2A

Reality check

What actually sold near 811 CIVITAS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1186 WATER MAPLE DRIVESold · Aug ’25

$2,454,640

1186 WATER MAPLE DRIVE

5 bd · 4,778 sqft · $514/sqft

16217 LAKE JOHNS CIRCLESold · Jul ’26

$1,140,000

16217 LAKE JOHNS CIRCLE

5 bd · 5 ba · 4,659 sqft · $245/sqft · 9 DOM

1179 PRADO LANESold · Oct ’25

$2,675,000

1179 PRADO LANE

4 bd · 4.5 ba · 4,561 sqft · $586/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 811 CIVITAS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 811 CIVITAS WAY — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Steeve’s phone and CRM.

Straight answers

811 CIVITAS WAY FAQs

What would the monthly payment be for 811 CIVITAS WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,069/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 811 CIVITAS WAY?+

The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 811 CIVITAS WAY?+

The most recent tax bill on record (2025) was $24,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 811 CIVITAS WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $2,199,000, this home is listed about 273% above the Winter Garden median of $589,000. The market section on this page shows how the area is trending.

Which schools are assigned to 811 CIVITAS WAY?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,199,000 runs 312% above the WINTER GARDEN 34787 median — but at 5,138 sqft it's also nearly twice the size of the typical Winter Garden listing.

02Time on market is leverage

82 days on market against a Winter Garden median of 38 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,250,000, now $2,199,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of OAK AVENUE REAL ESTATE LLC · Tracey McFadden. MLS #O6403760.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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