2107 VELVET LEAF DRIVE, OCOEE, FL, 34761
Active84 days on marketListed Apr 27, 2026MLS #O6402413
About this home
2107 VELVET LEAF DRIVE
Welcome to this beautifully upgraded 3-bedroom, 2.5-bath townhouse offering nearly 2,000 square feet of living space in the gated community of Villages of Wesmere. Built in 2009, this well-maintained home combines modern updates with a functional and spacious layout. Step inside to find upgraded porcelain tile flooring throughout the entire home and enhanced LED lighting that creates a bright, contemporary feel. The kitchen and living areas flow seamlessly, perfect for everyday living and entertaining. A standout feature is the modern staircase leading to the second floor, where you’ll find a versatile loft space and a convenient upstairs laundry room. The first-floor primary suite offers a private retreat with tray ceilings, a custom built-in closet with soft-close drawers, dual sinks, a garden tub, and a separate walk-in shower. Enjoy outdoor living on the private patio. Additional features include a smart home thermostat, a Puronics water softener system for the entire house, and a spacious 2-car garage with an additional washer/dryer hookup. The HOA covers exterior maintenance, lawn care, and provides access to resort-style amenities including a clubhouse, community pool, fitness center, and playground. The exterior has also been recently repainted, adding to the home’s curb appeal. Ideally located near major highways 429 and 408, with easy access to shopping, dining, gyms, and everyday conveniences including Publix. Zoned for highly rated A schools. This move-in ready home offers comfort, convenience, and low-maintenance living in one of Ocoee’s most desirable gated communities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,958
Sqft
0.07 ac
Lot size
2
Garage
2009
Year built
Two
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,790 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,790/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Ocoee actives
$224 vs $218
Days on market
84 vs 32 typical
Where $224/sqft sits among the 139 Ocoee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocoee
Drive times from this address
Get to know Ocoee. See the full Ocoee guide →
OCOEE 34761 — neighborhood snapshot
Population
46,313
Median age
35.4
Median income
$90,406
Median home value
$363,100
Avg household
3.25
Households w/ children
6,071
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocoee market
$456K → $437K
Ocoee median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
77 of 139
Ocoee actives have cut their price
Median sold price, Ocoee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the OCOEE 34761 median. See the full Ocoee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2107 VELVET LEAF DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$389,000
2081 LEATHER FERN DRIVE · same community
3 bd · 2.5 ba · 1,906 sqft · $204/sqft · 35 DOM
Sold · Oct ’25$423,150
2183 LEATHER FERN DRIVE · same community
3 bd · 2.5 ba · 1,906 sqft · $222/sqft · 65 DOM
Sold · Mar ’26$439,901
237 WHITE DOGWOOD LANE · same community
4 bd · 3 ba · 2,031 sqft · $217/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2107 VELVET LEAF DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2107 VELVET LEAF DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2107 VELVET LEAF DRIVE FAQs
What would the monthly payment be for 2107 VELVET LEAF DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,790/mo — principal and interest, the actual property-tax bill, the $444/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2107 VELVET LEAF DRIVE?+
The association fee works out to $444 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2107 VELVET LEAF DRIVE?+
The most recent tax bill on record (2025) was $4,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2107 VELVET LEAF DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocoee?+
At $438,000, this home is listed about 2% above the Ocoee median of $429,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2107 VELVET LEAF DRIVE?+
Thornebrooke Elementary (elementary), Gotha Middle (middle), Olympia High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$438,000 runs 23% above the OCOEE 34761 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
84 days on market against a Ocoee median of 32 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Thornebrooke Elementary, Gotha Middle, Olympia High — Thornebrooke Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $450,000, now $438,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIUM PROPERTIES R.E. SERVICE · Naresh Budhu. MLS #O6402413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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