8909 STINGER DRIVE, CHAMPIONS GATE, FL, 33896
Active88 days on marketListed Apr 26, 2026MLS #O6402178
About this home
8909 STINGER DRIVE
This magnificent two-story, fully furnished single-family home is zoned for short-term rental and offers exceptional space for you and your family. With six bedrooms, six bathrooms and a two-car garage, the layout is designed for both comfort and entertainment. The elegant master bedroom, located on the second floor, features a private bath complete with a soaking tub, separate shower and dual sinks. Additional living spaces—including a loft, a game room and a family room—provide plenty of room for relaxation and fun. The home is appointed with 42-inch maple cabinetry, quartz countertops in both the kitchen and bathrooms, and stainless steel appliances, creating a stylish and functional environment throughout. Outside the home, you’ll enjoy access to an impressive array of resort-style amenities, including a pool, spa, basketball courts, fitness center, on-site concierge and more. ChampionsGate Resort, The Oasis Club and the surrounding park areas offer a lazy river, waterslides, a swim-up bar, waterfalls, beach-entry pool, spa, splash pad, grill, bar, fitness area, theater, game room, tiki bar and cabanas. Seven tennis courts are also included as part of the HOA amenities. Whether you’re relaxing by the pool or enjoying the many activities available, this home provides the perfect setting for unforgettable moments with family and guests.
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
3,339
Sqft
0.14 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,102 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,102/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
Days on market
88 vs 80 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Champions Gate, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$4,000/mo median
Live Champions Gate rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Champions Gate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Champions Gate is a short-term-rental community. See the full guide →
Champions Gate — neighborhood snapshot
Population
2,029
Median age
38
Median income
$101,226
Median home value
$429,800
Avg household
3
Households w/ children
214
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Champions Gate market
$585K → $542K
Champions Gate median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Champions Gate, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the CHAMPIONS GATE 33896 median. See the full Champions Gate market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8909 STINGER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8909 STINGER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
8909 STINGER DRIVE FAQs
What would the monthly payment be for 8909 STINGER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,102/mo — principal and interest, the actual property-tax bill, the $531/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8909 STINGER DRIVE?+
The association fee works out to $531 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8909 STINGER DRIVE?+
The most recent tax bill on record (2025) was $10,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8909 STINGER DRIVE be rented short-term?+
Yes — this home sits inside Champions Gate, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8909 STINGER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Champions Gate?+
At $615,000, this home is listed about 18% above the Champions Gate median of $519,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8909 STINGER DRIVE?+
Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$615,000 runs 64% above the CHAMPIONS GATE 33896 median — but at 3,339 sqft it's also 46% larger than the typical Champions Gate listing.
02Zoned for nightly rentals
Champions Gate is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $531/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Listing courtesy of ORLANDO REGIONAL REALTY · Kimberley Beaudry. MLS #O6402178.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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