7374 CIRCLE DRIVE, LADY LAKE, FL, 32159
Active94 days on marketListed Apr 21, 2026MLS #O6399049
About this home
7374 CIRCLE DRIVE
Calling ALL BOATERS and FISHERMEN to this private island where airboats and all water sports are welcomed! Whether you love boating, birdwatching, fishing, biking, hiking, or paddle boarding, this location offers it all. With the nearby conservation areas and unrestricted access to the Harris Chain of Lakes, there’s endless outdoor adventure awaiting. FULLY REMODELED 3/2 on Big Pine Island, a small community of single family homes surrounded by the Ocklawaha River which is the principal tributary of the St Johns River and part of the Harris Chain of Lakes. Community boat ramp less than 50 yards from your circular crushed rock driveway makes it easy to launch your airboat, fishing boat or kayaks anytime. From the moment you enter this home, you will love the bright open floor plan with brand new luxury vinyl floors, new lighting fixtures, new leaded glass front door, ring doorbell, new paint, new bathrooms and a five star kitchen with SS Appliances, wood cabinetry, gas range and stylish granite countertops. Next to the kitchen is a custom designed floor to ceiling pantry that mimics the kitchen and offers a wine cooler refrigerator and tons of storage for just about anything!! Both bathrooms have brand new vanities, lighting and new tile work that is top notch. This island beauty sits on just under an acre of land and is surrounded by natural landscapes and Florida wildlife. Plenty of room for toys, boats, camper, tractor etc. and parking up to eight vehicles with a 22' x 22' TWO CAR ATTACHED GARAGE AND A FOUR BAY DETACHED METAL 26' x 48' WORKSHOP/GARAGE with 110 & 220 power. Three roll up doors measuring 8' wide x 12' high and one 6' x 9' door along with a side entry door make this the perfect spot for all your cars, boats, motorcycles and other toys. Enjoy the 12' x 24' covered screened lanai off back of home overlooking the detached garage. Other updates include new roof in 2020, newer windows and sliders. Short drive to hospitals, golfing, shopping & restaurants of all kinds in The Villages which is only a few miles away. If you're tired of the hustle and bustle then escape the city and make this special place your private oasis! Low HOA that covers all road maintenance on island. Call today for your private showing. Owner financing available!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,608
Sqft
0.87 ac
Lot size
8
Garage
1981
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,350 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,350/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.5%
$/sqft vs Lady Lake actives
$267 vs $195
Days on market
94 vs 50 typical
Where $267/sqft sits among the 204 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
95 of 204
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 7374 CIRCLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$223,000
6144 TOPSAIL ROAD
2 bd · 2 ba · 1,598 sqft · $140/sqft · 21 DOM
Sold · Jul ’25$451,000
40325 EMERALDA ISLAND ROAD
3 bd · 2 ba · 1,656 sqft · $272/sqft · 14 DOM
Sold · Jan ’26$255,000
6224 TOPSAIL ROAD
2 bd · 2 ba · 1,500 sqft · $170/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7374 CIRCLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7374 CIRCLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7374 CIRCLE DRIVE FAQs
What would the monthly payment be for 7374 CIRCLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,350/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7374 CIRCLE DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7374 CIRCLE DRIVE?+
The most recent tax bill on record (2024) was $4,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7374 CIRCLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $429,000, this home is listed about 32% above the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7374 CIRCLE DRIVE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$429,000 runs 37% above the LADY LAKE 32159 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $449,000, now $429,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Lisa West. MLS #O6399049.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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