Steeve Cadeau

17 SPECEBERRY CIRCLE, HOMOSASSA, FL, 34446

Active137 days on marketListed Mar 31, 2026MLS #O6395288

Priced 88% below the HOMOSASSA 34446 medianReduced $100SUGARMILL WOODS CYPRESS VILLAGE

About this home

17 SPECEBERRY CIRCLE

Build your dream home in the highly desirable Sugarmill Woods – Cypress Village. This 0.27-acre residential lot offers the ideal combination of location, infrastructure, and long-term value. The property is flat, high and dry, with public water and sewer available, electricity at the street, and situated on a paved road in a well-established neighborhood with homes on both sides. Positioned within a deed-restricted community, this homesite ensures quality development and strong resale potential. Cypress Village, part of Sugarmill Woods, is known for its peaceful setting, greenbelt privacy, and well-maintained surroundings. Optional membership at the Sugarmill Woods Country Club offers golf, tennis, pool, fitness center, and dining. Conveniently located just minutes from Publix Super Market at Sugarmill Woods, restaurants, medical facilities, and everyday shopping. Approximately 10 minutes to US-19 and 15–20 minutes to Suncoast Parkway 589 Florida for easy access to Tampa. Also a short drive to Homosassa Springs Wildlife State Park and the Gulf of Mexico. This is an excellent opportunity for builders, investors, or end-users looking to secure a homesite in one of Citrus County’s most desirable communities.

Facts & features

The home at a glance

0.27 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$132/mo
Taxes (2025)$439/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$517 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$175
FHA mortgage insurance (est.)$13
Property tax — 2025 actual bill$37
HOA fee — from the listing$132
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,043Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,043
Interest rate6.00%
Loan term

Estimated payment

$517/mo

Principal & interest$175
FHA mortgage insurance (est.)$13
Property taxes (actual bill)$37
HOA / condo fee$132
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Cypress Village At Sugarmill Woods

Map of 17 SPECEBERRY CIRCLE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

Cypress Village At Sugarmill Woods — neighborhood snapshot

Population

5,767

Median age

68

Median income

$74,848

Median home value

$304,688

Avg household

2

Households w/ children

413

For the school run

Citrus County School District

HighLecanto High School★★★★★
ElementaryLecanto Primary School★★★★★
MiddleLecanto Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% below the HOMOSASSA 34446 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $29,800 $100
Mar 31, 2026Listed at $29,900 · 137 days on market since

Reality check

What actually sold near 17 SPECEBERRY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1 HOLLY COURTSold · Jun ’26

$205,000

1 HOLLY COURT · same community

2 bd · 2 ba · 1,366 sqft · $150/sqft · 7 DOM

111 PINE STREETSold · Apr ’26

$255,000

111 PINE STREET · same community

3 bd · 2 ba · 1,475 sqft · $173/sqft · 249 DOM

135 ANTON COURTSold · Nov ’25

$269,500

135 ANTON COURT · same community

2 bd · 2 ba · 1,508 sqft · $179/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 17 SPECEBERRY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17 SPECEBERRY CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

17 SPECEBERRY CIRCLE FAQs

What would the monthly payment be for 17 SPECEBERRY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $517/mo — principal and interest, the actual property-tax bill, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17 SPECEBERRY CIRCLE?+

The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17 SPECEBERRY CIRCLE?+

The most recent tax bill on record (2025) was $439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17 SPECEBERRY CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $29,800, this home is listed about 91% below the Homosassa median of $344,900. The market section on this page shows how the area is trending.

Which schools are assigned to 17 SPECEBERRY CIRCLE?+

Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HOMOSASSA 34446 market on paper

$29,800 is 88% below the HOMOSASSA 34446 median of $249,900.

02Time on market is leverage

137 days on market against a Homosassa median of 62 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $29,900, now $29,800 — a $100 cut. The full history is in the market section below.

Listing courtesy of I LOVE ORLANDO REALTY INC · Adriano Almeida LLC. MLS #O6395288.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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