2879 NARCOOSSEE COMMONS WAY, ST CLOUD, FL, 34771
Active130 days on marketListed Mar 17, 2026MLS #O6391344
About this home
2879 NARCOOSSEE COMMONS WAY
Welcome home to this beautifully maintained 2023-built floor plan in the desirable Narcoossee Commons community, available for immediate move-in. This 3-bedroom, 2.5-bath home offers 1,379 square feet of thoughtfully designed open-concept living space, featuring a spacious Great Room and kitchen combination ideal for both everyday living and entertaining. The kitchen is equipped with tile flooring in all wet areas, 42-inch cabinetry, granite countertops, a center island, and GE stainless steel appliances, including a microwave, dishwasher, and range. Upstairs, you’ll find two well-sized secondary bedrooms, and a generous primary suite retreat complete with a large walk-in closet and a luxurious en-suite bath with dual sinks. Additional highlights include a 1-car garage, a 2-car-wide paved driveway, and outstanding energy efficiency. This home is Energy Star 3.1 certified and includes R-38 ceiling insulation, a radiant roof barrier, Low-E double-pane windows, and Energy Star appliances for enhanced comfort, style, and savings. The home also includes several valuable smart and upgraded features, such as a smart garage system with app connectivity for remote opening and closing, rechargeable lighting inside the first-floor storage closet, and smart A/C thermostats for both upstairs and downstairs that can be controlled by app and include occupancy sensors. For added peace of mind, the home is equipped with upgraded security locks on the front and garage doors, along with an additional security feature on the patio door.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,379
Sqft
0.05 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,931 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,931/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.6%
$/sqft vs St Cloud actives
$253 vs $219
Days on market
130 vs 33 typical
Where $253/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
197 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2879 NARCOOSSEE COMMONS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$327,000
5043 CASPIAN STREET
2 bd · 2.5 ba · 1,464 sqft · $223/sqft · 22 DOM
Sold · Mar ’26$310,000
2677 MEAD AVENUE
2 bd · 2.5 ba · 1,464 sqft · $212/sqft · 30 DOM
Sold · May ’26$278,000
2694 SUNKISSED DRIVE
2 bd · 2 ba · 1,601 sqft · $174/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2879 NARCOOSSEE COMMONS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2879 NARCOOSSEE COMMONS WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2879 NARCOOSSEE COMMONS WAY FAQs
What would the monthly payment be for 2879 NARCOOSSEE COMMONS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,931/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2879 NARCOOSSEE COMMONS WAY?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2879 NARCOOSSEE COMMONS WAY?+
The most recent tax bill on record (2025) was $4,349. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2879 NARCOOSSEE COMMONS WAY?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $349,000, this home is listed about 18% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2879 NARCOOSSEE COMMONS WAY?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34771 market on paper
$349,000 is 18% below the ST CLOUD 34771 median of $425,000.
02Time on market is leverage
130 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $360,000, now $349,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of URBAN CITY REALTY LLC · Nuria Laso. MLS #O6391344.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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