1603 COG HILL DRIVE, LADY LAKE, FL, 32159
Active101 days on marketListed Apr 28, 2026MLS #O6390602
About this home
1603 COG HILL DRIVE
One or more photo(s) has been virtually staged. **PRICE IMPROVEMENT!**Welcome to easy Florida living with GOLF COURSE VIEWS of the 14th GREEN you will enjoy every single day! Perfectly positioned on the 14th green in the desirable Orange Blossom Gardens section of The Villages, this adorable 2-bedroom, 2-bath + Florida Room + GARAGE home delivers a seamless layout, convenience, and a lifestyle that’s hard to beat.**NO VILLAGES BOND**Recent UPDATES are already in place – starting with the EXTERIOR POST & SOLAR LAMP LIGHT (2026) to welcome you home, followed by a full home RE-PIPE & NEW WATER HEATER (2022) for added peace of mind. In (2020), the home saw major improvements including a NEW A/C and a beautifully upgraded kitchen featuring smudge-proof LG STAINLESS STEEL APPLIANCES. DOUBLE-PANE WINDOWS (also double-hung) were installed in (2018), enhancing energy efficiency and natural light throughout. Inside, you will be delighted to find a bright, open flow from the living and dining areas into the kitchen, ideal for everyday living or entertaining family and friends. The kitchen stands out with a vaulted ceiling, solid wood cabinetry, tiled backsplash, pantry storage, a built-in desk, and a cozy breakfast nook. UPDATED LIGHTING and ceiling fans throughout, along with CUSTOM DOUBLE-HUNG BLINDS, add a polished touch throughout the home. The FLORIDA ROOM (under air!) provides valuable flexible space – perfect for a home office, hobby room, or additional lounge area. The PRIMARY SUITE offers a WALK-IN CLOSET and private en-suite bath, while the second bedroom is conveniently located near a full guest bath – ideal for visitors. Step outside on the PAVER patio and take in the GOLF COURSE FRONTAGE with peaceful views of the 14th GREEN, creating a relaxing backdrop for your morning coffee or evening unwind. ****Some furnishings may be included, and a ****2014 Yamaha GAS GOLF CART is available to convey, making it even easier to start enjoying The Villages lifestyle right away! Other updates include: new garage door (2018), Leaf-fitters gutter guards installed (2019), new irrigation valves and control board (2019), roof cleaned and resealed (2019), new AC thermostat (2019). Located just around the corner from the Hilltop Pool & Recreation Center, and close to shopping, dining, UF Health, BJ’s Wholesale, and nearby resorts and hotels, this home puts everything you need within easy reach. Residents of The Villages enjoy access to an unmatched array of amenities including golf, pools, recreation centers, entertainment, and social activities. Orange Blossom Gardens is ready to welcome you home – schedule your tour today and come see what makes this one so special!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,542
Sqft
0.15 ac
Lot size
1
Garage
1988
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.5%
$/sqft vs Lady Lake actives
$162 vs $198
Days on market
101 vs 54 typical
Where $162/sqft sits among the 196 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
96 of 196
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 1603 COG HILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$178,000
1612 E SCHWARTZ BOULEVARD · same community
2 bd · 2 ba · 1,040 sqft · $171/sqft · 98 DOM
Sold · Nov ’25$300,000
1013 PARKER PLACE
3 bd · 2 ba · 1,542 sqft · $195/sqft · 12 DOM
Sold · Jun ’26$380,000
1132 BERNARDO BOULEVARD
2 bd · 2 ba · 1,529 sqft · $249/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1603 COG HILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1603 COG HILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1603 COG HILL DRIVE FAQs
What would the monthly payment be for 1603 COG HILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1603 COG HILL DRIVE?+
The most recent tax bill on record (2025) was $1,956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1603 COG HILL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $250,000, this home is listed about 26% below the Lady Lake median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1603 COG HILL DRIVE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LADY LAKE 32159 market on paper
$250,000 is 21% below the LADY LAKE 32159 median of $318,345, and at $162/sqft it sits under the Lady Lake average of $234.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $259,900, now $250,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6390602.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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