Steeve Cadeau
$1,975,000$2,295,0005 bd3 ba4,075 sqft$485 /sqft$12,471 /mo all-in ↓

5301 CARSON STREET, ST CLOUD, FL, 34771

Active136 days on marketListed Mar 5, 2026MLS #O6387664

Reduced $320KWaterfrontPrivate poolSingle Family ResidenceNARCOOSSEE NEW MAP

About this home

5301 CARSON STREET

Virtually Staged. A rare opportunity to own five gated acres on a crystal-clear spring-fed ski lake just minutes from Lake Nona, this nearly 4,800-square-foot luxury residence offers over 160 feet of private shoreline, resort-style amenities, and an exceptional blend of privacy and convenience. Thoughtfully designed to maximize breathtaking water views, this one-of-a-kind property offers direct access to boating, wakeboarding, paddleboarding, kayaking, fishing, and year-round waterfront recreation. Step outside to your own private resort featuring a brand-new (2025) custom saltwater pool with an expansive 25-foot sun shelf, an impressive 16-person spa, elegant marble pool decking, and a newly renovated private dock (2025)—creating the perfect setting for entertaining and embracing the waterfront lifestyle. Ideally located just minutes from Lake Nona Medical City, the USTA National Campus, Narcoossee Road, SR 417, and Orlando International Airport, this estate offers peaceful waterfront living without sacrificing convenience. Grand double glass entry doors welcome you into an elegant interior featuring soaring ceilings, double crown molding, 5-inch baseboards, and beautiful lake views from multiple living spaces. The chef-inspired kitchen is designed for both everyday living and entertaining with quartz countertops, an oversized island seating six, custom cabinetry, a concealed pull-out pantry, double ovens, a gas cooktop with pot filler, a prep sink, premium stainless steel appliances, abundant electrical upgrades, and picturesque waterfront views. The spacious family room centers around a cozy gas fireplace and opens seamlessly to the covered lanai, already pre-plumbed and vented for a future outdoor kitchen, creating effortless indoor-outdoor living. Privately situated in its own wing, the owner’s suite offers panoramic lake views, direct lanai access, dual vanities, an oversized walk-in shower with dual shower heads, and a spacious walk-in closet. Additional living spaces include a dedicated executive office, spacious upstairs loft, private downstairs guest suite, two additional upstairs bedrooms, and an approximately 700-square-foot bonus/flex room ideal as a home theater, game room, fitness studio, or potential fifth bedroom. The oversized four-car garage features extended depth, climate control (heating and air conditioning), and motorized garage screens for year-round versatility. The expansive five-acre homesite provides exceptional privacy, room to recreate, and endless possibilities for future enhancements. Additional upgrades include dual HVAC systems (2021), whole-home water filtration (2025), reverse osmosis drinking water system, dedicated exterior connection for a future whole-house generator, energy-efficient Low-E windows, and a radiant heat barrier. Offering five gated acres, over 160 feet of spring-fed lake frontage, resort-style outdoor living, and an exceptional location near Lake Nona, this extraordinary estate presents a rare opportunity to experience luxury waterfront living in one of Central Florida’s most desirable gated communities.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

4,075

Sqft

5.28 ac

Lot size

4

Garage

2006

Year built

Two

Levels

$485

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Exhaust Fan · Propane · Radiant
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Stucco · Wood Frame
FoundationSlab · Stem Wall
ViewWater
FacesSouth
ParkingBoat · Circular Driveway · Driveway · Garage Door Opener · Garage Faces Side · Open · Oversized · Parking Pad
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Kitchen · Rain Gutters

Community & fees

HOA fee$104/mo
Taxes (2026)$9,710/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Private · Propane · Sprinkler Well · Underground Utilities
WaterWell · Well Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,471 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,657
PMI (est., until 20% equity)$741
Property tax — 2026 actual bill$809
HOA fee — from the listing$104
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $197,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $197,500
Interest rate6.00%
Loan term

Estimated payment

$12,471/mo

Principal & interest$10,657
PMI (est., until 20% equity)$741
Property taxes (actual bill)$809
HOA / condo fee$104
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$689KedgeAI estimate $1,008,529 · range $718K$1.2M$2.1M

vs edgeAI estimate

+95.8%

$/sqft vs St Cloud actives

$485 vs $221

Days on market

136 vs 33 typical

Where $485/sqft sits among the 400 St Cloud actives

165
149
44
24
5
13 · this home
$156–211$211–266$266–320$320–375$375–430$430+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5301 CARSON STREET

Drive times from this address

Orlando Int’l Airport (MCO)34 min
Downtown Orlando39 min
Universal Orlando46 min
Walt Disney World51 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

189 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 366% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,975,000 $320K
Mar 5, 2026Listed at $2,295,000 · 136 days on market since
2006Built · NARCOOSSEE NEW MAP

Reality check

What actually sold near 5301 CARSON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2380 SHEPHERD AVENUESold · Jul ’26

$490,000

2380 SHEPHERD AVENUE · same community

3 bd · 2 ba · 1,152 sqft · $425/sqft · 306 DOM

1420 PRAIRIE OAKS DRIVESold · Jul ’25

$695,000

1420 PRAIRIE OAKS DRIVE

5 bd · 4 ba · 3,752 sqft · $185/sqft · 37 DOM

5107 APPENINE LOOP WSold · Mar ’26

$525,000

5107 APPENINE LOOP W

5 bd · 3 ba · 3,552 sqft · $148/sqft · 267 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5301 CARSON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5301 CARSON STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5301 CARSON STREET FAQs

What would the monthly payment be for 5301 CARSON STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,471/mo — principal and interest, the actual property-tax bill, the $104/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5301 CARSON STREET?+

The association fee works out to $104 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5301 CARSON STREET?+

The most recent tax bill on record (2026) was $9,710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5301 CARSON STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $1,975,000, this home is listed about 365% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5301 CARSON STREET?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,975,000 runs 366% above the ST CLOUD 34771 median — but at 4,075 sqft it's also nearly twice the size of the typical St Cloud listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

136 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,295,000, now $1,975,000 — a $320K cut. The full history is in the market section below.

Listing courtesy of FULL CIRCLE REALTY INC · Crystal Rosario. MLS #O6387664.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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