80 SURFVIEW DRIVE UNIT 216, PALM COAST, FL, 32137
Active154 days on marketListed Mar 2, 2026MLS #O6386890
About this home
80 SURFVIEW DRIVE UNIT 216
Welcome to Unit 216, a beautifully positioned oceanfront residence offering the perfect balance of coastal serenity and resort style comfort. Located within the exclusive gated ocean to river community in Palm Coast, this condominium places you just steps from the pristine sands of the Atlantic Ocean while also enjoying the peaceful surroundings of the Intracoastal Waterway nearby. This thoughtfully designed three bedroom, two and half bath residence is for sale fully furnished and it features an open and inviting layout filled with natural light. The living and dining areas flow seamlessly together, creating an ideal space for both relaxation and entertaining. The kitchen offers generous cabinetry and workspace, blending functionality with comfort. The primary suite provides a private retreat with an en-suite bath and ample closet space, while the second bedroom is perfect for guests or a home office. A private balcony invites you to unwind with refreshing ocean breezes and the soothing sound of the waves, creating the ultimate coastal lifestyle experience. Surfview is known for its well maintained grounds and exceptional amenities, including private beach access, a heated oceanfront pool and spa, tennis courts, fitness center, clubhouse, and secure gated entry. Whether you are seeking a full-time residence, a seasonal retreat, or an investment opportunity, Unit 216 offers maintenance-free living in one of Palm Coast’s most desirable oceanfront communities. Just minutes from golf courses, waterfront dining, scenic walking and biking trails, and convenient access to I-95, this location combines tranquility with accessibility.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,640
Sqft
0.53 ac
Lot size
2
Garage
2003
Year built
One
Levels
$335
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,725 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,725/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs Palm Coast actives
$335 vs $218
Days on market
154 vs 52 typical
Where $335/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
166 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 80 SURFVIEW DRIVE UNIT 216
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$628,325
80 SURFVIEW DRIVE UNIT 718 · same community
3 bd · 2.5 ba · 1,640 sqft · $383/sqft · 136 DOM
Sold · Mar ’26$515,000
80 SURFVIEW DRIVE UNIT 602 · same community
3 bd · 2 ba · 1,455 sqft · $354/sqft · 150 DOM
Sold · Apr ’26$570,000
80 SURFVIEW DRIVE UNIT 401 · same community
2 bd · 2 ba · 1,425 sqft · $400/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 80 SURFVIEW DRIVE UNIT 216 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 80 SURFVIEW DRIVE UNIT 216 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
80 SURFVIEW DRIVE UNIT 216 FAQs
What would the monthly payment be for 80 SURFVIEW DRIVE UNIT 216?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,725/mo — principal and interest, the actual property-tax bill, the $579/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 80 SURFVIEW DRIVE UNIT 216?+
The association fee works out to $579 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 80 SURFVIEW DRIVE UNIT 216?+
The most recent tax bill on record (2025) was $6,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 80 SURFVIEW DRIVE UNIT 216?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $549,900, this home is listed about 38% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 80 SURFVIEW DRIVE UNIT 216?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$549,900 runs 44% above the PALM COAST 32137 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $579/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
154 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DAILLAND REAL ESTATE · Brian Ruth. MLS #O6386890.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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