Steeve Cadeau
$530,000$550,0003 bd2 ba1,266 sqft$419 /sqft$3,744 /mo all-in ↓

9522 AFFIRMED LANE, BOCA RATON, FL, 33496

Active144 days on marketListed Mar 2, 2026MLS #O6386875

Reduced $20KSingle Family ResidenceSPANISH ISLES 02

About this home

9522 AFFIRMED LANE

Tropical Living in the Heart of Boca Raton Discover the perfect blend of comfort and convenience at 9522 Affirmed Lane, a charming 3-bedroom, 2-bathroom residence spanning 1,266 square feet. Situated in a prime, central location, this home offers a rare opportunity to enjoy the sought-after Boca Raton lifestyle at a reasonable cost with impressively low HOA fees. Interior Highlights The heart of the home features a stylish open-concept kitchen designed for both functionality and entertaining. It flows seamlessly into the dining area and boasts: Modern stainless steel appliances. Elegant wood cabinetry and a classic tile backsplash. Cohesive tile flooring throughout the entire home for easy maintenance. Updated ceiling fans and integrated lighting in the dining and bedroom areas. The primary suite serves as a private retreat, featuring a master bath equipped with a custom vanity, updated fixtures, and a dedicated stand-up shower. Florida Living at Its Finest Enjoy the best of the Sunshine State in the enclosed Florida room. This space is completely open to the rear, flooding the home with natural light and providing a serene transition to the outdoors. The backyard is a tropical oasis, featuring: Lush, professional landscaping. Mature mango trees for a true taste of South Florida. A spacious yard that offers plenty of privacy and room to breathe. Location & Value Located in the heart of Boca Raton, you are minutes away from world-class shopping, dining, and top-rated schools. Whether you are a first-time homebuyer or looking to downsize, this property combines modern interior updates with an unbeatable location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,266

Sqft

0.15 ac

Lot size

1

Garage

1981

Year built

One

Levels

$419

Per sqft

Garden view

Inside

FlooringOther
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOther
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewGarden
FacesNorth
ExteriorGarden

Community & fees

HOA fee$49/mo
Taxes (2025)$2,164/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,744 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$180
HOA fee — from the listing$49
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,550
Interest rate6.00%
Loan term

Estimated payment

$3,744/mo

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$180
HOA / condo fee$49
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Raton actives

$419 vs $341

Days on market

144 vs 74 typical

Where $419/sqft sits among the 400 Boca Raton actives

221
76 · this home
40
17
18
28
$145–363$363–581$581–799$799–1016$1016–1234$1234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spanish Isles

Map of 9522 AFFIRMED LANE inside its neighborhood boundary

Get to know Boca Raton. See the full Boca Raton guide →

Spanish Isles — neighborhood snapshot

Population

1,318

Median age

34

Median income

$89,131

Median home value

$346,000

Avg household

3

Households w/ children

238

For the school run

Palm Beach County School District

ElementaryWhispering Pines Elementary School★★★★
HighOlympic Heights Community High★★★★★
MiddleOmni Middle School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Raton market

Seller’s marketLeans buyer8.4 months of inventoryBuyer’s market

$3.6M$435K

Boca Raton median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

57 of 400

Boca Raton actives have cut their price

Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the BOCA RATON 33496 median. See the full Boca Raton market guide →

Paper trail

This home's history

CurrentPrice reduced to $530,000 $20K
Mar 2, 2026Listed at $550,000 · 144 days on market since
1981Built · SPANISH ISLES 02

Reality check

What actually sold near 9522 AFFIRMED LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18940 Stewart Circle # 2, Boca Raton FL 33496Sold · Jun ’26

$305,000

18940 Stewart Circle # 2, Boca Raton FL 33496

2 bd · 2 ba · 1,227 sqft · $249/sqft · 344 DOM

19486 Delaware Circle, Boca Raton FL 33434Sold · Jun ’26

$480,000

19486 Delaware Circle, Boca Raton FL 33434

3 bd · 2 ba · 1,317 sqft · $364/sqft · 18 DOM

19612 Montana Lane, Boca Raton FL 33434Sold · Jun ’26

$440,000

19612 Montana Lane, Boca Raton FL 33434

3 bd · 2 ba · 1,170 sqft · $376/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9522 AFFIRMED LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9522 AFFIRMED LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

9522 AFFIRMED LANE FAQs

What would the monthly payment be for 9522 AFFIRMED LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,744/mo — principal and interest, the actual property-tax bill, the $49/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9522 AFFIRMED LANE?+

The association fee works out to $49 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9522 AFFIRMED LANE?+

The most recent tax bill on record (2025) was $2,164. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9522 AFFIRMED LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Raton?+

At $530,000, this home is priced right at the Boca Raton median.

Which schools are assigned to 9522 AFFIRMED LANE?+

Whispering Pines Elementary School (elementary), Olympic Heights Community High (high), Omni Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$530,000 runs 26% above the BOCA RATON 33496 median.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Whispering Pines Elementary School, Olympic Heights Community High, Omni Middle School, Glades Construction Academy At West Technical — Whispering Pines Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $550,000, now $530,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of TRUDEALS REALTY CORP · Candace Garber. MLS #O6386875.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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