3515 GALLAGHER ROAD, DOVER, FL, 33527
Active150 days on marketListed Feb 23, 2026MLS #O6384534
About this home
3515 GALLAGHER ROAD
**PRICE IMPROVEMENT** Hardeman’s Secret Garden is a premier luxury estate set on 10-acres in Dover, Florida. The property is designed for luxury, resort-style living, high-capacity hosting and commercial utility. Architecturally anchored by a 13,000 sq. ft. main residence, the property functions as both a private sanctuary and an operational revenue producing venue. The grounds feature a resort-caliber pool, a professional-grade putting green, and an expansive commercial outdoor kitchen. In addition to the luxury residence, this property features a proven, cash-flowing business with a robust book of revenue through 2026. The sale includes a secondary home (3505 Gallagher Rd) for staff office facilities, a wholesale plant nursery, a fleet of golf carts, charming chapel and botanical greenhouse. This is a rare, low-tax agricultural sanctuary crafted for a premier live-work lifestyle, anchored by a high-performing, established business.
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
8,726
Sqft
10.98 ac
Lot size
4
Garage
1988
Year built
Two
Levels
$544
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$28,585 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$28,585/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs UNPLATTED
$544 vs $312
Days on market
150 vs 69 typical
Where $544/sqft sits among the 162 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dover
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dover. See the full Dover guide →
DOVER 33527 — neighborhood snapshot
Population
16,412
Median age
38.3
Median income
$77,658
Median home value
$347,300
Avg household
2.96
Households w/ children
1,800
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dover market
$422K → $442K
Dover median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
75 of 162
UNPLATTED have cut their price
Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 823% above the DOVER 33527 median. See the full Dover market guide →
Paper trail
This home's history
Reality check
What actually sold near 3515 GALLAGHER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,450,000
908 PELOTE CEMETERY ROAD · same community
6 bd · 4.5 ba · 3,982 sqft · $364/sqft · 10 DOM
Sold · Dec ’25$640,000
6201 BOB HEAD ROAD · same community
4 bd · 2.5 ba · 3,741 sqft · $171/sqft · 102 DOM
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3515 GALLAGHER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3515 GALLAGHER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3515 GALLAGHER ROAD FAQs
What would the monthly payment be for 3515 GALLAGHER ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,585/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3515 GALLAGHER ROAD?+
The most recent tax bill on record (2024) was $12,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dover?+
At $4,750,000, this home is listed about 756% above the Dover median of $554,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3515 GALLAGHER ROAD?+
Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$4,750,000 runs 823% above the DOVER 33527 median — but at 8,726 sqft it's also nearly 4 times the size of the typical Dover listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
150 days on market against a Dover median of 69 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $5,350,000, now $4,750,000 — a $600K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SAUNDERS REAL ESTATE, LLC · Paul Linder. MLS #O6384534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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