Steeve Cadeau
$2,350,000$2,500,0006 bd5.5 ba5,872 sqft$400 /sqft$14,656 /mo all-in ↓

5351 CARSON STREET, ST CLOUD, FL, 34771

Active142 days on marketListed Feb 27, 2026MLS #O6380404

Reduced $150KPrivate poolFully furnishedSingle Family ResidenceNARCOOSSEE NEW MAP OF

About this home

5351 CARSON STREET

Privately gated and positioned at the end of a wooded cul-de-sac, this modern farmhouse estate spans nearly five acres with tranquil lake views and built-in hiking trails, offering a rare sense of privacy just minutes from Lake Nona. You are welcomed by a sprawling front porch that immediately sets the tone for relaxed, refined living. Inside, a spacious entry showcases European white oak flooring throughout. The layout is intentional, with a great room on one side and a formal dining room on the other. Renovated in 2024 with high end improvements, the home blends clean architecture with warm finishes. The kitchen features custom inlay cabinetry with LED underlighting, a leathered granite island, Venetian plaster hood, hidden walk in pantry, and a separate coffee nook with beverage refrigerator. The appliance package includes a 43 inch La Cornue induction range, 36 inch Monogram refrigerator and freezer columns, Fisher and Paykel double drawer dishwasher, ice maker, and multiple beverage centers. The layout offers a first floor bedroom with a private en suite bath, while the remaining bedrooms are positioned upstairs for added privacy. The primary suite features a private balcony overlooking the lake and backyard. The spa inspired bath includes double vanities, steam shower, freestanding soaking tub, smart toilet, and a custom closet system. A separate staircase leads to an expansive loft with an additional bonus bedroom, creating flexible space for a media room, office, gym, or guest suite. Outdoor living includes a marble pool deck, custom pool and spa with water feature, summer kitchen, and dedicated pool bath. The property also includes a 1,000 gallon buried propane tank and paid off solar panels. Additional highlights include a five car garage and an additional bay perfect for a workshop or gym. Having two laundry rooms, a custom mudroom, whole home water filtration, two tankless water heaters, two new AC units, a 2022 roof, and a whole house generator make the home even more impressive. Private acreage, lake views, and refined modern farmhouse design just minutes from Lake Nona create a rare opportunity for secluded luxury with everyday convenience.

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

5,872

Sqft

4.91 ac

Lot size

6

Garage

2006

Year built

Two

Levels

$400

Per sqft

Private poolWater viewFurnishedPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Marble · Porcelain Tile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Other · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Open Floorplan · Other · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Propane · Zoned
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionConcrete · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesSouth
ParkingCircular Driveway · Driveway · Golf Cart Garage · Golf Cart Parking · Oversized · RV Parking
ExteriorBalcony · French Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters

Community & fees

HOA fee$125/mo
Taxes (2025)$9,709/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Solar · Sprinkler Well · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$14,656 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,680
PMI (est., until 20% equity)$881
Property tax — 2025 actual bill$809
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $235,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $235,000
Interest rate6.00%
Loan term

Estimated payment

$14,656/mo

Principal & interest$12,680
PMI (est., until 20% equity)$881
Property taxes (actual bill)$809
HOA / condo fee$125
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NARCOOSSEE NEW MAP OF

$400 vs $334

Days on market

142 vs 33 typical

Where $400/sqft sits among the 6 homes for sale in NARCOOSSEE NEW MAP OF

4 · this home
0
1
0
0
1
$216–539$539–862$862–1186$1186–1509$1509–1832$1832+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5351 CARSON STREET

Drive times from this address

Orlando Int’l Airport (MCO)35 min
Downtown Orlando40 min
Universal Orlando47 min
Walt Disney World52 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

2 of 6

NARCOOSSEE NEW MAP OF have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 454% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,350,000 $150K
Feb 27, 2026Listed at $2,500,000 · 142 days on market since
2006Built · NARCOOSSEE NEW MAP OF

Reality check

What actually sold near 5351 CARSON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5300 CARSON STREETSold · Jun ’26

$1,660,000

5300 CARSON STREET · same community

6 bd · 6.5 ba · 8,535 sqft · $194/sqft · 52 DOM

4875 JONES ROADSold · Mar ’26

$1,030,000

4875 JONES ROAD · same community

4 bd · 3 ba · 2,597 sqft · $397/sqft · 121 DOM

5365 RAMBLING ROADSold · Apr ’26

$700,000

5365 RAMBLING ROAD · same community

3 bd · 2 ba · 1,973 sqft · $355/sqft · 270 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5351 CARSON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5351 CARSON STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5351 CARSON STREET FAQs

What would the monthly payment be for 5351 CARSON STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,656/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5351 CARSON STREET?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5351 CARSON STREET?+

The most recent tax bill on record (2025) was $9,709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5351 CARSON STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $2,350,000, this home is listed about 453% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5351 CARSON STREET?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,350,000 runs 454% above the ST CLOUD 34771 median — but at 5,872 sqft it's also nearly 3 times the size of the typical St Cloud listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

142 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,500,000, now $2,350,000 — a $150K cut. The full history is in the market section below.

Listing courtesy of ONE LUXURY INTERNATIONAL LLC · Jane Peterson. MLS #O6380404.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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