2282 NUTHATCH STREET, ST CLOUD, FL, 34771
Active153 days on marketListed Feb 19, 2026MLS #O6380295
About this home
2282 NUTHATCH STREET
Virtually Staged. **You can purchase this home with NO INCOME VERIFICATION NEEDED** Welcome home to 2282 Nuthatch Street, located in the highly desirable Live Oak Lake community in the beautiful and fast-growing city of St. Cloud, Florida. This newer 2020-built home offers the perfect blend of modern design, comfort, privacy, and an unbeatable location—ideal for anyone relocating to the area or looking to settle into a vibrant, welcoming community. This pet-friendly neighborhood is a dream for dog lovers and outdoor enthusiasts, featuring a resort-style community pool, clubhouse, fitness center, park, playground, and scenic walking areas. Best of all, amenities are included in the rent, making everyday living convenient & enjoyable. The home itself sits on a premium lot with no rear neighbors, offering added privacy and serene greenbelt views, all within a fully fenced backyard. Inside, you’ll immediately notice the open floor plan and stylish upgrades, including stainless steel appliances, recessed lighting, and modern light fixtures throughout. The home also features a WATER SOFTNER SYSTEM, providing softer water throughout the property—helping protect plumbing and appliances, reducing mineral buildup, and leaving skin and hair feeling softer while improving cleaning efficiency. This home is also equipped with a UV LIGHT AIR PURIFICATION SYSTEM integrated into the AC, designed to help reduce airborne bacteria, mold, and unwanted odors—providing cleaner, healthier indoor air throughout the home. The beautifully updated kitchen flows seamlessly into a spacious living area and features sliding glass doors that open to the backyard, allowing natural light and stunning greenbelt views to be enjoyed while cooking or entertaining. Step outside to your paved covered porch with a summer kitchen, perfect for hosting guests or relaxing while overlooking the peaceful green space—bringing indoor and outdoor living together effortlessly. The first floor offers an ample storage closet, a convenient bedroom & a full guest bathroom, ideal for visitors. The second floor offers a generous loft that can be used as a media room, home office, play area, or a quiet space to unwind with three additional bedrooms and two full bathrooms, providing plenty of space for families or home office needs. Additional highlights include a spacious laundry room, two-car garage, and thoughtful layout designed for comfort and functionality. Located near top-rated schools, shopping, dining, and entertainment, with easy access to major roadways, this home truly has it all. Whether you’re new to the area or simply looking for a modern home in a safe, beautiful, and amenity-rich community, this property stands out. No rear neighbors, greenbelt views, modern upgrades, resort-style amenities, and the added comfort of a whole-home water softener—this is St. Cloud living at its finest.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,204
Sqft
0.12 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,253 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,253/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs LIVE OAK LAKE PH 1
$176 vs $196
Days on market
153 vs 33 typical
Where $176/sqft sits among the 7 homes for sale in LIVE OAK LAKE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
4 of 7
LIVE OAK LAKE PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2282 NUTHATCH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$373,000
2130 BUR OAK BOULEVARD · same community
4 bd · 2 ba · 1,610 sqft · $232/sqft · 70 DOM
Sold · Apr ’26$400,000
5225 CHICKADEE STREET · same community
3 bd · 2 ba · 1,341 sqft · $298/sqft · 126 DOM
Sold · May ’26$397,000
2266 BLUEBIRD PLACE
4 bd · 3 ba · 2,204 sqft · $180/sqft · 202 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2282 NUTHATCH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2282 NUTHATCH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2282 NUTHATCH STREET FAQs
What would the monthly payment be for 2282 NUTHATCH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,253/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2282 NUTHATCH STREET?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2282 NUTHATCH STREET?+
The most recent tax bill on record (2025) was $6,428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2282 NUTHATCH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $389,000, this home is listed about 8% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2282 NUTHATCH STREET?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34771 market on paper
$389,000 is 8% below the ST CLOUD 34771 median of $424,990, and at $176/sqft it sits under the St Cloud average of $236.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
153 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $420,000, now $389,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NETWORTH REALTY OF ORLANDO, LLC · Wendy Aldana LLC. MLS #O6380295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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