Steeve Cadeau
$275,0002 bd2.5 ba1,638 sqft$168 /sqft$2,828 /mo all-in ↓

683 POST OAK CIRCLE UNIT 117, ALTAMONTE SPRINGS, FL, 32701

Active163 days on marketListed Feb 12, 2026MLS #O6380053

CondominiumOAK HARBOUR SEC 4

About this home

683 POST OAK CIRCLE UNIT 117

Beautiful townhome-style condo in the gated Oak Harbour community of Altamonte Springs. Upon entering, the foyer flows into an open dining and living room with stylish vinyl plank flooring, custom light fixtures, and sliding doors that open to a private screened porch with serene yard views. The kitchen features wood cabinets, granite countertops, stainless steel appliances, a dinette, and upgraded lighting. A convenient powder room and ample storage complete the first floor. Upstairs, two bright, spacious master suites create a flexible living space and comfort. This home has been renovated (2018) with fresh paint, newer fixtures, modern bathrooms, and new flooring throughout. 2024 AC, 2025 new roof, 2018 water heater, repiped. With over 1,600 square feet of living space, it includes an attached one-car garage and a private screened porch for indoor-outdoor entertaining. Oak Harbour is a gated community offering resort-style amenities, including two pools, tennis courts, a clubhouse, a BBQ patio overlooking the pool, a fishing pier, boat/ rv storage and lake access for skiing. Ideally located with easy access to Orlando attractions, major highways, fine dining, and shopping, this property is a hidden gem waiting to be discovered.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,638

Sqft

0.03 ac

Lot size

1

Garage

1993

Year built

Two

Levels

$168

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorIrrigation System

Community & fees

HOA fee$585/mo
Taxes (2024)$4,107/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Park · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,828 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2024 actual bill$342
Condo fee — from the listing$585
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,828/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$342
HOA / condo fee$585
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$176KedgeAI estimate $197,725 · range $183K$209K$286K

vs edgeAI estimate

+39.1%

$/sqft vs Altamonte Springs actives

$168 vs $186

Days on market

163 vs 36 typical

Where $168/sqft sits among the 284 Altamonte Springs actives

50
75 · this home
46
44
31
38
$122–148$148–175$175–202$202–228$228–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Map of 683 POST OAK CIRCLE UNIT 117

Drive times from this address

Downtown Orlando15 min
Universal Orlando27 min
Orlando Int’l Airport (MCO)35 min
Walt Disney World40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

The numbers that matter

The Altamonte Springs market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$307K$288K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

145 of 284

Altamonte Springs actives have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

Feb 12, 2026Listed at $275,000 · 163 days on market since
1993Built · OAK HARBOUR SEC 4

Reality check

What actually sold near 683 POST OAK CIRCLE UNIT 117

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

670 POST OAK CIRCLE UNIT 114Sold · Sep ’25

$297,000

670 POST OAK CIRCLE UNIT 114 · same community

2 bd · 2.5 ba · 1,638 sqft · $181/sqft · 3 DOM

672 POST OAK CIRCLE UNIT 106Sold · May ’26

$207,500

672 POST OAK CIRCLE UNIT 106 · same community

2 bd · 2.5 ba · 1,638 sqft · $127/sqft · 314 DOM

638 MAPLE OAK CIRCLE UNIT 112Sold · Aug ’25

$285,000

638 MAPLE OAK CIRCLE UNIT 112 · same community

2 bd · 2.5 ba · 1,616 sqft · $176/sqft · 129 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 683 POST OAK CIRCLE UNIT 117 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 683 POST OAK CIRCLE UNIT 117 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

683 POST OAK CIRCLE UNIT 117 FAQs

What would the monthly payment be for 683 POST OAK CIRCLE UNIT 117?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,828/mo — principal and interest, the actual property-tax bill, the $585/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 683 POST OAK CIRCLE UNIT 117?+

The association fee works out to $585 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 683 POST OAK CIRCLE UNIT 117?+

The most recent tax bill on record (2024) was $4,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 683 POST OAK CIRCLE UNIT 117?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $275,000, this home is listed about 26% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$275,000 runs 26% above the Altamonte Springs median — but at 1,638 sqft it's also 37% larger than the typical Altamonte Springs listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $585/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

163 days on market against a Altamonte Springs median of 36 — sellers in this position are usually ready to negotiate.

Listing courtesy of LPT REALTY, LLC · Hank Paxson. MLS #O6380053.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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