1100 E BAY DRIVE UNIT 43, LARGO, FL, 33770
Active189 days on marketListed Jan 16, 2026MLS #O6371815
About this home
1100 E BAY DRIVE UNIT 43
RELAX, ENJOY, and MOVE RIGHT IN—EASY FLORIDA LIVING STARTS HERE! This beautifully updated 1BR/1BA second-floor condo in a well-maintained, active 55+ community with low HOA fees is what you have been waiting for! The turnkey, furnished unit is a must-see and features a renovated bathroom with a sleek walk-in shower, new impact windows with plantation shutters, and tile flooring throughout for easy maintenance. Enjoy assigned parking plus a private outdoor storage unit. Residents have access to fantastic amenities including a heated pool and spa, sauna, clubhouse, gazebo, grilling area, and shuffleboard courts—perfect for relaxing or staying social. Ideally located near shopping, dining, parks, Largo Central Park, nearby nature preserve and a short distance to the BEACH! This condo is an outstanding value! Schedule your showing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
665
Sqft
1974
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,437 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,437/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs Largo actives
$188 vs $238
Days on market
189 vs 42 typical
Where $188/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1100 E BAY DRIVE UNIT 43
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$134,000
1100 EAST BAY DRIVE UNIT 42 · same community
1 bd · 1 ba · 655 sqft · $205/sqft · 134 DOM
Sold · May ’26$125,000
1100 E BAY DRIVE UNIT 105 · same community
2 bd · 2 ba · 840 sqft · $149/sqft · 0 DOM
Sold · Mar ’26$155,000
1100 EAST BAY DRIVE UNIT 38 · same community
2 bd · 2 ba · 910 sqft · $170/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1100 E BAY DRIVE UNIT 43 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1100 E BAY DRIVE UNIT 43 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1100 E BAY DRIVE UNIT 43 FAQs
What would the monthly payment be for 1100 E BAY DRIVE UNIT 43?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,437/mo — principal and interest, the actual property-tax bill, the $395/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1100 E BAY DRIVE UNIT 43?+
The association fee works out to $395 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1100 E BAY DRIVE UNIT 43?+
The most recent tax bill on record (2024) was $1,095. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1100 E BAY DRIVE UNIT 43?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $124,999, this home is listed about 54% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1100 E BAY DRIVE UNIT 43?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33770 market on paper
$124,999 is 52% below the LARGO 33770 median of $259,000, and at $188/sqft it sits under the Largo average of $247.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
189 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $130,000, now $124,999 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Cathy Matyola. MLS #O6371815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 1100 E BAY DRIVE UNIT 43 but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →