8581 BAY LILLY LOOP, KISSIMMEE, FL, 34747
Active192 days on marketListed Jan 13, 2026MLS #O6371280
About this home
8581 BAY LILLY LOOP
Fully furnished vacation home, nestled in a record rental subdivision just 10 minutes from the magic of Disney! This stunning property offers a perfect getaway for families and travelers alike. Boasting three beautifully appointed bedrooms and three bathrooms (including a convenient half bath), this home is designed for relaxation and convenience. The airy living spaces flow seamlessly, inviting you to entertain or simply enjoy the company of loved ones. This home isn’t just a haven for personal enjoyment; it’s also an income-producing investment in one of the hottest rental markets! With its prime location near Disney, guests will flock to your door, eager to experience the magic just minutes away.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,295
Sqft
0.04 ac
Lot size
2006
Year built
Two
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,910 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,910/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.3%
$/sqft vs ENCANTADA PH 1
$247 vs $242
Days on market
192 vs 45 typical
Where $247/sqft sits among the 8 homes for sale in ENCANTADA PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Encantada, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$41,967/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,150/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
The Four Corners short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.
Where it sits
Inside Encantada
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Encantada is a short-term-rental community. See the full guide →
Encantada — neighborhood snapshot
Population
2,005
Median age
31
Median income
$60,500
Median home value
$229,500
Avg household
2
Households w/ children
394
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
2 of 8
ENCANTADA PH 1 have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 8581 BAY LILLY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$292,000
8575 BAY LILLY LOOP · same community
3 bd · 2.5 ba · 1,295 sqft · $225/sqft · 28 DOM
Sold · Sep ’25$278,800
8545 BAY LILLY LOOP · same community
3 bd · 2.5 ba · 1,295 sqft · $215/sqft · 301 DOM
Sold · Nov ’25$255,000
8564 BAY LILLY LOOP · same community
3 bd · 2.5 ba · 1,295 sqft · $197/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8581 BAY LILLY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8581 BAY LILLY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
8581 BAY LILLY LOOP FAQs
What would the monthly payment be for 8581 BAY LILLY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,910/mo — principal and interest, the actual property-tax bill, the $417/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8581 BAY LILLY LOOP?+
The association fee works out to $417 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8581 BAY LILLY LOOP?+
The most recent tax bill on record (2025) was $3,687. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8581 BAY LILLY LOOP be rented short-term?+
Yes — this home sits inside Encantada, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8581 BAY LILLY LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $320,000, this home is listed about 16% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 8581 BAY LILLY LOOP?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KISSIMMEE 34747 market on paper
$320,000 is 20% below the KISSIMMEE 34747 median of $399,900.
02Zoned for nightly rentals
Encantada is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
192 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ORLANDO BROTHERS REAL ESTATE LLC · Iluska Kruse. MLS #O6371280.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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