7167 OAK GLEN TRAIL, ST CLOUD, FL, 34773
Active212 days on marketListed Dec 24, 2025MLS #O6369436
About this home
7167 OAK GLEN TRAIL
Welcome to Oak Trail, nestled within the most luxurious community in St. Cloud, where nature, recreation, and refined living harmoniously converge. This exclusive lot is truly a rare gem, as it is the last available parcel with direct access to the community's premier golf course, offering breathtaking views and an unrivaled lifestyle for golf enthusiasts. Located in a community that exudes sophistication and tranquility, this lot is a blank canvas for you to build the custom home of your dreams. Imagine waking up to serene views of the golf course and pristine landscapes, steps away from manicured greens and elegant fairways. Whether you're a golfer or simply someone who appreciates the luxury of open spaces, this lot offers a unique opportunity. Community Features: World-Class Golf Course Access: Directly adjacent to the finest golf course in the area, with meticulously maintained greens and stunning views. Natural Beauty: Surrounded by lush landscapes, scenic walking trails, and serene lake views that create a resort-like atmosphere. Recreational Amenities: Community pools, playgrounds, and opportunities for canoeing, kayaking, and fishing in nearby waters. Premium Location: Positioned near the heart of the community, offering privacy while remaining close to amenities. This is your chance to create a luxurious haven in one of the most sought-after communities in St. Cloud. Whether for a primary residence or a vacation retreat, this lot represents the pinnacle of living. Build your dream home and enjoy a lifestyle defined by elegance, recreation, and tranquility. Don't miss this final opportunity to secure your place in Oak Trail.
Facts & features
The home at a glance
0.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,803 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,803/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the ST CLOUD 34773 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 7167 OAK GLEN TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$428,900
7515 Bent Tree Loop, REALTOR UNIT 7515
4 bd · 2.5 ba · 0 sqft · 0 DOM
Sold · May ’26$207,500
3555 CLAY BRICK ROAD UNIT 46A
2 bd · 2 ba · 1,316 sqft · $158/sqft · 39 DOM
Sold · Jan ’26$360,000
7533 BENT TREE LOOP
3 bd · 2 ba · 1,415 sqft · $254/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7167 OAK GLEN TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7167 OAK GLEN TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7167 OAK GLEN TRAIL FAQs
What would the monthly payment be for 7167 OAK GLEN TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,803/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7167 OAK GLEN TRAIL?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7167 OAK GLEN TRAIL?+
The most recent tax bill on record (2024) was $5,492. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7167 OAK GLEN TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $185,000, this home is listed about 56% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7167 OAK GLEN TRAIL?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34773 market on paper
$185,000 is 40% below the ST CLOUD 34773 median of $305,999.
02Time on market is leverage
212 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $205,000, now $185,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of A & D GROUP REALTY LLC · Juan Arvelo Urrutia. MLS #O6369436.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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