Steeve Cadeau
$308,900$321,4903 bd2 ba1,672 sqft$185 /sqft$2,401 /mo all-in ↓

3807 POMELO DRIVE, WINTER HAVEN, FL, 33880

Active212 days on marketListed Dec 23, 2025MLS #O6369075

Reduced $13KNew constructionSingle Family ResidenceHARMONY ON LAKE ELOISE PHASE 4

About this home

3807 POMELO DRIVE

Under Construction. The Aria is one of our one-story floorplans featured in Harmony at Lake Eloise in Winter Haven, Florida. With multiple exteriors to choose from, the Aria is a popular home. Inside this 3-bedroom, 2-bathroom home, you’ll find 1,672 square feet of comfortable living. This all-concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. Entertaining is a breeze, as this popular single-family home features a living and dining in the heart of the home, with covered lanai just steps away in your backyard. The spacious kitchen features stainless steel appliances, a convenient island, and walk-in pantry with ample storage. In every bedroom you’ll have carpeted floors and a closet in each room. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. The primary bedroom located in the rear of the home has its own attached bathroom that features a walk-in closet and all the space you need to get ready in the morning. Sharing a sink isn’t a worry with the double vanity. Two additional bedrooms share a second bathroom. This home also features a nice laundry room space with privacy doors and a two-car garage for parking or storage. Like all homes in Harmony at Lake Eloise, the Aria includes smart home technology, which allows you to control your home anytime with your smart device while near or away. Contact us today and find your home at Harmony at Lake Eloise. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,672

Sqft

0.14 ac

Lot size

2

Garage

2025

Year built

One

Levels

$185

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Smart Home · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$69/mo
Taxes (2025)$2,605/yr
PetsYes
CommunityClubhouse · Community Mailbox · Dog Park · Fitness Center · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,401 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,818
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$217
HOA fee — from the listing$69
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,812Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,812
Interest rate6.00%
Loan term

Estimated payment

$2,401/mo

Principal & interest$1,818
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$217
HOA / condo fee$69
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $309K
$274KedgeAI estimate $289,984 · range $286K$292K$321K

vs edgeAI estimate

+6.5%

$/sqft vs Winter Haven actives

$185 vs $171

Days on market

212 vs 42 typical

Where $185/sqft sits among the 400 Winter Haven actives

46
59
110
103 · this home
36
46
$104–128$128–151$151–175$175–198$198–222$222+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 3807 POMELO DRIVE

Drive times from this address

Walt Disney World52 min
Downtown Tampa61 min
Universal Orlando62 min
Downtown Orlando69 min
Tampa Int’l Airport (TPA)72 min
Orlando Int’l Airport (MCO)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33880 — neighborhood snapshot

Population

42,336

Median age

36.5

Median income

$56,803

Median home value

$200,900

Avg household

2.8

Households w/ children

5,516

For the school run

Polk County School District

MiddleWestwood Middle School★★★★
HighLake Region High School★★★★
ElementaryClarence Boswell Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

193 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $308,900 $13K
Dec 23, 2025Listed at $321,490 · 212 days on market since
2025Built · HARMONY ON LAKE ELOISE PHASE 4

Reality check

What actually sold near 3807 POMELO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2729 GLADIOLA ROADSold · Jul ’26

$255,990

2729 GLADIOLA ROAD · same community

3 bd · 2.5 ba · 1,673 sqft · $153/sqft · 133 DOM

3087 FIREBRUSH LANESold · May ’26

$292,990

3087 FIREBRUSH LANE · same community

4 bd · 2 ba · 1,665 sqft · $176/sqft · 140 DOM

3099 FIREBRUSH LANESold · Feb ’26

$289,990

3099 FIREBRUSH LANE · same community

4 bd · 2 ba · 1,665 sqft · $174/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3807 POMELO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3807 POMELO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3807 POMELO DRIVE FAQs

What would the monthly payment be for 3807 POMELO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,401/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3807 POMELO DRIVE?+

The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3807 POMELO DRIVE?+

The most recent tax bill on record (2025) was $2,605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3807 POMELO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $308,900, this home is listed about 8% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3807 POMELO DRIVE?+

Westwood Middle School (middle), Lake Region High School (high), Clarence Boswell Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$308,900 runs 36% above the WINTER HAVEN 33880 median.

02Time on market is leverage

212 days on market against a Winter Haven median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $321,490, now $308,900 — a $13K cut. The full history is in the market section below.

Listing courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC · Paul King. MLS #O6369075.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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