2118 CANOPY CIRCLE, ZELLWOOD, FL, 32798
Active203 days on marketListed Jan 3, 2026MLS #O6367458
About this home
2118 CANOPY CIRCLE
BACK ON THE MARKET! Buyers financing fell through. Welcome to exceptional resort-style living in Zellwood Station, one of Central Florida’s most established and amenity-rich 55+ gated golf communities, known for its active lifestyle, beautiful surroundings, and outstanding value. This home is being offered at a strong and fair market value, making it an excellent opportunity for buyers seeking both quality and lifestyle in today’s market. Inside, the home features hardwood flooring throughout, creating a warm, timeless feel. The kitchen has been thoughtfully updated with a newly installed island within the last year, featuring hard-surface countertops and solid wood doors and frames, adding both function and craftsmanship. All stainless-steel appliances are included, allowing for a truly move-in-ready experience. Beyond the home, Zellwood Station delivers an unmatched lifestyle with more activities and amenities than most residents ever have time to enjoy. Golf enthusiasts will appreciate the beautifully maintained 72-par championship golf course, with golf access available to residents and opportunities for reduced or unlimited play depending on membership options. The community also features four swimming pools, including a resort-style pool and spa, along with water aerobics and water exercise classes. The community clubhouse serves as the social hub and hosts Friday night entertainment, social gatherings, and special events. Residents enjoy a wide range of organized activities including bingo multiple nights per week, line dancing classes, fitness programs, a fully equipped gym, woodworking shop, stained glass studio, and shuffleboard courts. Additional recreational options include tennis courts, pickleball courts, and scenic walking trails woven throughout green spaces and mature landscaping. Dining and socializing are made easy with the on-site full-service restaurant and lounge, “The Whistle Stop,” which also offers banquet and event facilities, making it a favorite gathering place for residents and guests alike. The community is pet-friendly in designated sections, offers boat and RV storage, and is resident-owned, contributing to long-term stability and pride of ownership. Conveniently located between Apopka and Mount Dora, Zellwood Station provides easy access to SR-429, shopping, dining, medical facilities, churches, airports, and Central Florida attractions. Peace of mind comes standard with a 24/7 manned guard gate, gated entry, and on-site management staff. The low monthly HOA covers lawn maintenance, trash service, high-speed fiber optic internet, cable television, security, and full use of all community amenities, allowing for predictable and low-maintenance living. Whether you’re looking for an active social calendar, championship golf, resort-style amenities, or a relaxed and secure lifestyle, Zellwood Station truly delivers “The Good Life.” Schedule your private showing and experience everything this exceptional community has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,616
Sqft
0.14 ac
Lot size
1985
Year built
One
Levels
$62
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,388 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,388/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.2%
$/sqft vs ZELLWOOD STATION
$62 vs $103
Days on market
203 vs 48 typical
Where $62/sqft sits among the 9 homes for sale in ZELLWOOD STATION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zellwood Station
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zellwood. See the full Zellwood guide →
Zellwood Station — neighborhood snapshot
Population
1,476
Median age
68
Median income
$46,225
Median home value
$149,505
Avg household
2
Households w/ children
16%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zellwood market
$280K → $178K
Zellwood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
5 of 9
ZELLWOOD STATION have cut their price
Median sold price, Zellwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the ZELLWOOD 32798 median. See the full Zellwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 2118 CANOPY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$160,000
2150 CANOPY CIRCLE E UNIT 156 · same community
2 bd · 2 ba · 1,610 sqft · $99/sqft · 116 DOM
Sold · Feb ’26$120,000
3528 N CITRUS CIRCLE UNIT GE · same community
2 bd · 2 ba · 1,584 sqft · $76/sqft · 167 DOM
Sold · Feb ’26$60,000
3305 N CITRUS CIRCLE UNIT GE · same community
2 bd · 2 ba · 1,518 sqft · $40/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2118 CANOPY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2118 CANOPY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2118 CANOPY CIRCLE FAQs
What would the monthly payment be for 2118 CANOPY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,388/mo — principal and interest, the actual property-tax bill, the $415/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2118 CANOPY CIRCLE?+
The association fee works out to $415 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2118 CANOPY CIRCLE?+
The most recent tax bill on record (2025) was $2,164. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2118 CANOPY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zellwood?+
At $99,990, this home is listed about 39% below the Zellwood median of $164,400. The market section on this page shows how the area is trending.
Which schools are assigned to 2118 CANOPY CIRCLE?+
Wolf Lake Middle (middle), Zellwood Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ZELLWOOD 32798 market on paper
$99,990 is 30% below the ZELLWOOD 32798 median of $143,400, and at $62/sqft it sits under the Zellwood average of $145.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
203 days on market against a Zellwood median of 48 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $145,000, now $99,990 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CLASSIC · Shaun Reed. MLS #O6367458.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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