Steeve Cadeau
$3,500,000$4,050,0005 bd5.5 ba4,874 sqft$718 /sqft$21,703 /mo all-in ↓

15125 PENDIO DRIVE, MONTVERDE, FL, 34756

Active245 days on marketListed Nov 22, 2025MLS #O6362592

Reduced $550KNew constructionPrivate poolSingle Family ResidenceBELLA COLLINA SUB

About this home

15125 PENDIO DRIVE

A contemporary Mediterranean lakefront masterpiece, this single-story, fully linear residence redefines sophistication in every detail. Its elegant façade, stone accents, and sweeping paver driveway introduce an extraordinary interior with soaring ceilings, custom millwork, and refined European-inspired design. Every bedroom features luxury custom-built closets, while the designer kitchen and fully furnished custom office elevate the home’s exclusivity. Expansive open spaces are bathed in natural light, capturing breathtaking panoramic views of the water. Floor-to-ceiling retractable glass walls allow you to enjoy both the sunrise and the most unforgettable sunsets from inside the home or the outdoor oasis. The exterior is truly cinematic, showcasing a sculptural infinity-edge pool in deep blue tile, elevated spa, spacious deck, and fire pit. Living in Bella Collina means more than simply owning a beautiful home—it is an invitation to an extraordinary lifestyle. Residents enjoy world-class amenities, including fine dining, a state-of-the-art fitness center, tennis courts, a resort-style pool complex, and the acclaimed 18-hole championship golf course designed by Sir Nick Faldo. A rare, sophisticated, and incomparable Mediterranean residence for those seeking the very best Bella Collina has.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

4,874

Sqft

1.11 ac

Lot size

3

Garage

2025

Year built

One

Levels

$718

Per sqft

Private poolGarden & Pool & Water viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Exhaust Fan · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorDry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBrick · Stucco
FoundationSlab
ViewGarden · Pool · Water
FacesWest
ExteriorFire Pit · Garden · Lighting · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$410/mo
Taxes (2025)$11,220/yr
PetsBreed Restrictions, Yes
CommunityLake · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$21,703 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property tax — 2025 actual bill$935
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $350,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $350,000
Interest rate6.00%
Loan term

Estimated payment

$21,703/mo

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property taxes (actual bill)$935
HOA / condo fee$410
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.5M
$2.4MedgeAI estimate $2,565,721 · range $2.4M$2.8M$3.6M

vs edgeAI estimate

+36.4%

$/sqft vs BELLA COLLINA SUB

$718 vs $652

Days on market

245 vs 78 typical

Where $718/sqft sits among the 22 homes for sale in BELLA COLLINA SUB

3
3
4
3
4 · this home
5
$452–517$517–582$582–648$648–713$713–778$778+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bella Collina

Map of 15125 PENDIO DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando33 min
Universal Orlando36 min
Walt Disney World44 min
Orlando Int’l Airport (MCO)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Montverde. See the full Montverde guide →

Bella Collina — neighborhood snapshot

Population

466

Median age

40

Median income

$137,700

Median home value

$582,400

Avg household

3

Households w/ children

64%

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Montverde market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$820K$778K

Montverde median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 22

BELLA COLLINA SUB have cut their price

Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 252% above the MONTVERDE 34756 median. See the full Montverde market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,500,000 $550K
Nov 22, 2025Listed at $4,050,000 · 245 days on market since
2025Built · BELLA COLLINA SUB

Reality check

What actually sold near 15125 PENDIO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15125 PENDIO DRIVESold · Aug ’25

$2,239,732

15125 PENDIO DRIVE · same community

5 bd · 4.5 ba · 4,874 sqft · $460/sqft · 0 DOM

15754 PENDIO DRIVESold · Oct ’25

$3,107,571

15754 PENDIO DRIVE · same community

5 bd · 6 ba · 4,966 sqft · $626/sqft · 16 DOM

16020 PENDIO DRIVESold · Jul ’26

$2,165,000

16020 PENDIO DRIVE · same community

5 bd · 5 ba · 4,978 sqft · $435/sqft · 348 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15125 PENDIO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15125 PENDIO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

15125 PENDIO DRIVE FAQs

What would the monthly payment be for 15125 PENDIO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,703/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15125 PENDIO DRIVE?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15125 PENDIO DRIVE?+

The most recent tax bill on record (2025) was $11,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15125 PENDIO DRIVE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Montverde?+

At $3,500,000, this home is listed about 317% above the Montverde median of $840,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15125 PENDIO DRIVE?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$3,500,000 runs 252% above the MONTVERDE 34756 median — but at 4,874 sqft it's also 64% larger than the typical Montverde listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

245 days on market against a Montverde median of 78 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $4,050,000, now $3,500,000 — a $550K cut. The full history is in the market section below.

Listing courtesy of WRA BUSINESS & REAL ESTATE · Adriana Pereira, Llc. MLS #O6362592.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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