1203 W DIAMOND SHORE LOOP, HERNANDO, FL, 34442
Active253 days on marketListed Nov 10, 2025MLS #O6359295
About this home
1203 W DIAMOND SHORE LOOP
Experience the ease of maintenance-free living in this well-appointed 3-bedroom, 2-bath villa nestled within the sought-after Terra Vista community at Citrus Hills. Designed with an open-concept layout, the home seamlessly connects the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining. The kitchen features granite countertops and convenient pull-out cabinetry storage for added functionality. The spacious primary suite offers dual closets, private access to the screened lanai, and an ensuite bath with double vanities and a walk-in shower. Step outside to the extended screened lanai overlooking a tranquil wooded backdrop, providing a peaceful setting and added privacy. Lawn maintenance is included through the POA, allowing more time to enjoy the exceptional lifestyle amenities Terra Vista is known for, including championship golf, tennis, pickleball, state-of-the-art fitness centers, a full-service spa, indoor and outdoor pools, scenic walking trails, a dog park, and exclusive members-only dining options. Combining comfort, convenience, and resort-style living, this move-in-ready villa offers an exceptional opportunity to enjoy one of Citrus Hills' premier gated communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,729
Sqft
0.16 ac
Lot size
2
Garage
2006
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,872 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,872/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.3%
$/sqft vs Hernando actives
$202 vs $195
Days on market
253 vs 37 typical
Where $202/sqft sits among the 99 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
51 of 99
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1203 W DIAMOND SHORE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$325,000
6480 NW 109TH PLACE · same community
3 bd · 2 ba · 1,706 sqft · $191/sqft · 78 DOM
Sold · May ’26$292,900
6508 NW 109TH PLACE · same community
3 bd · 2 ba · 1,694 sqft · $173/sqft · 101 DOM
Sold · Nov ’25$393,000
630 W KELLER STREET
3 bd · 2 ba · 1,696 sqft · $232/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1203 W DIAMOND SHORE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1203 W DIAMOND SHORE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1203 W DIAMOND SHORE LOOP FAQs
What would the monthly payment be for 1203 W DIAMOND SHORE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,872/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1203 W DIAMOND SHORE LOOP?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1203 W DIAMOND SHORE LOOP?+
The most recent tax bill on record (2025) was $3,646. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1203 W DIAMOND SHORE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $348,950, this home is listed about 6% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1203 W DIAMOND SHORE LOOP?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$348,950 runs 26% above the HERNANDO 34442 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
253 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $349,000, now $348,950 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · David Plasencia, LLC. MLS #O6359295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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