Steeve Cadeau
$614,900$638,0004 bd3.5 ba3,057 sqft$201 /sqft$4,473 /mo all-in ↓

127 VERDE WAY, DEBARY, FL, 32713

Active267 days on marketListed Oct 30, 2025MLS #O6356471

Reduced $23KSingle Family ResidenceRIVIERA BELLA UN 02B

About this home

127 VERDE WAY

Rare Dual-Suite Home with Serene Pond Views in Gated Riviera Bella This lovely 4-bedroom, 3.5-bathroom home presents a rare opportunity for multi-generational families or those who love to host in style, featuring two complete and private primary suites—one on each floor. Nestled in the peaceful gated community of Riviera Bella with resort amenities. From the moment you arrive, the home’s pristine condition is undeniable, highlighted by a freshly cleaned and restored tile roof that shines like new. Step inside to a breathtaking cathedral foyer that sets a tone of grandeur, leading into a seamless, open-concept living space. Beautiful wood-grain tile floors flow throughout the great room, kitchen, and dining area, creating a stylish and carpet-free environment that is both elegant and easy to maintain. The heart of the home is the inviting great room, which flows effortlessly to the outdoor lanai. Here, you can begin and end your day with tranquil views of a picturesque pond, with the soothing sights and sounds of a charming fountain as your daily backdrop. The generous kitchen is a chef’s dream, boasting oversized 42” dark cabinets, sleek stainless steel appliances, a closet pantry, and a breakfast bar perfect for casual meals. The first-floor primary suite is a peaceful retreat complete with dual closets and a spa-like ensuite bathroom featuring dual sinks, a luxurious garden tub, and a walk-in shower with waterfall, handheld, and contemporary nozzles. A spacious dedicated office off the main entry provides a quiet space for productivity. Ascend to the second floor to find a versatile loft area, perfect for a media room or play space. Two large bedrooms share a well-appointed bathroom with dual sinks, while the second-floor primary suite offers a private haven for family or guests. Nearly as spacious as the first, it includes its own ensuite with dual sinks, an oversized shower, a large walk-in closet, and its own picturesque views of the fountain and pond below. Residents of Riviera Bella enjoy exclusive access to resort-style amenities, including a clubhouse and a sparkling community pool just a short walk away. This exceptional property is more than a home; it’s a lifestyle of comfort, security, and luxury. Don’t miss your chance to own this rare dual-suite gem. Schedule your private tour today and prepare to fall in love.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,057

Sqft

0.2 ac

Lot size

2

Garage

2012

Year built

Two

Levels

$201

Per sqft

Water viewPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$150/mo
Taxes (2024)$7,374/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,473 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,318
PMI (est., until 20% equity)$231
Property tax — 2024 actual bill$614
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,490
Interest rate6.00%
Loan term

Estimated payment

$4,473/mo

Principal & interest$3,318
PMI (est., until 20% equity)$231
Property taxes (actual bill)$614
HOA / condo fee$150
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $615K
$553KedgeAI estimate $599,657 · range $576K$609K$639K

vs edgeAI estimate

+2.5%

$/sqft vs Debary actives

$201 vs $205

Days on market

267 vs 31 typical

Where $201/sqft sits among the 109 Debary actives

24
29 · this home
22
18
7
9
$161–183$183–205$205–226$226–248$248–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riviera Bella

Map of 127 VERDE WAY inside its neighborhood boundary

Drive times from this address

Downtown Orlando40 min
Universal Orlando53 min
Orlando Int’l Airport (MCO)59 min
Walt Disney World65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

Riviera Bella — neighborhood snapshot

Population

1,372

Median age

46

Median income

$123,261

Median home value

$413,500

Avg household

3

Households w/ children

125

For the school run

Volusia County School District

ElementaryDebary Elementary School★★★★
HighUniversity High School★★★★★
MiddleRiver Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Debary market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$393K$391K

Debary median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

46 of 109

Debary actives have cut their price

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% above the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

CurrentPrice reduced to $614,900 $23K
Oct 30, 2025Listed at $638,000 · 267 days on market since
2012Built · RIVIERA BELLA UN 02B

Reality check

What actually sold near 127 VERDE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

118 VERDE WAYSold · Jan ’26

$415,000

118 VERDE WAY · same community

4 bd · 2 ba · 1,942 sqft · $214/sqft · 27 DOM

175 ROSA BELLA VIEWSold · Dec ’25

$639,000

175 ROSA BELLA VIEW

4 bd · 3 ba · 3,035 sqft · $211/sqft · 6 DOM

192 VERDE WAYSold · Jun ’26

$655,000

192 VERDE WAY

5 bd · 4 ba · 2,981 sqft · $220/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 127 VERDE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 127 VERDE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

127 VERDE WAY FAQs

What would the monthly payment be for 127 VERDE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,473/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 127 VERDE WAY?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 127 VERDE WAY?+

The most recent tax bill on record (2024) was $7,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 127 VERDE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Debary?+

At $614,900, this home is listed about 58% above the Debary median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 127 VERDE WAY?+

Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$614,900 runs 96% above the DEBARY 32713 median — but at 3,057 sqft it's also 73% larger than the typical Debary listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

267 days on market against a Debary median of 31 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $638,000, now $614,900 — a $23K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Diane Reeley. MLS #O6356471.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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