Steeve Cadeau
$369,950$395,0003 bd2 ba1,486 sqft$249 /sqft$2,934 /mo all-in ↓

4442 GREAT HARBOR LANE, KISSIMMEE, FL, 34746

Active289 days on marketListed Oct 26, 2025MLS #O6344480

Reduced $25KPrivate poolFully furnishedSingle Family ResidenceBASS LAKE ESTATES

About this home

4442 GREAT HARBOR LANE

Charming 3-Bedroom Pool Home in Prime Kissimmee Location This beautifully maintained, fully furnished 3-bedroom, 2-bathroom single-story home offers the perfect blend of comfort, convenience, and investment potential. Featuring a private pool, this property is ideal as a vacation home, primary residence, or income-producing rental. The spacious primary suite boasts a king-size bed, en-suite bathroom with a separate WC, walk-in shower, and a large soaking tub—perfect for relaxing after a long day. Two additional well-sized bedrooms include one with a queen bed and another with twin beds, making the home ideal for families or guests. Located in a highly desirable area, this home provides easy access to all major attractions while offering a peaceful residential setting. It’s perfectly suited as a starter home for a young family or a comfortable retreat for retirees. Commuters will appreciate the convenient road links to major employment hubs including Orlando, Kissimmee, St. Cloud, and Lake Nona. Nearby schools include Mater Palms Academy and Knight’s Point K-8, and you’ll find shopping, dining, and entertainment just minutes away, including Walmart and a variety of grocery stores and restaurants. The property is also located just 2 miles from the SunRail hub, making travel even more convenient.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,486

Sqft

0.12 ac

Lot size

2

Garage

2002

Year built

One

Levels

$249

Per sqft

Private poolPool viewFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDisposal · Microwave · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool
FacesNorth
ExteriorLighting

Community & fees

HOA fee$61/mo
Taxes (2024)$4,457/yr
PetsNo

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,934 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2024 actual bill$371
HOA fee — from the listing$61
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,948Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,948
Interest rate6.00%
Loan term

Estimated payment

$2,934/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$371
HOA / condo fee$61
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$355KedgeAI estimate $378,864 · range $377K$383K$399K

vs edgeAI estimate

−2.4%

$/sqft vs Kissimmee actives

$249 vs $209

Days on market

289 vs 55 typical

Where $249/sqft sits among the 400 Kissimmee actives

79
128
105
44 · this home
15
29
$149–181$181–212$212–243$243–274$274–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bass Lake Estates

Map of 4442 GREAT HARBOR LANE inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando24 min
Downtown Orlando30 min
Orlando Int’l Airport (MCO)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Bass Lake Estates — neighborhood snapshot

Population

228

Median age

39

Median income

$67,353

Median home value

$280,200

Avg household

3

Households w/ children

30%

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
ElementaryCentral Avenue Elementary School★★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

181 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $369,950 $25K
Oct 26, 2025Listed at $395,000 · 289 days on market since
2002Built · BASS LAKE ESTATES

Reality check

What actually sold near 4442 GREAT HARBOR LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9210 MAYNARD AVENUESold · May ’26

$265,000

9210 MAYNARD AVENUE · same community

3 bd · 1 ba · 1,444 sqft · $184/sqft · 188 DOM

9229 CRESTON AVENUESold · Oct ’25

$400,000

9229 CRESTON AVENUE · same community

3 bd · 2 ba · 1,561 sqft · $256/sqft · 71 DOM

9161 ROYAL PALM AVENUESold · Jun ’26

$285,000

9161 ROYAL PALM AVENUE · same community

3 bd · 2.5 ba · 1,335 sqft · $213/sqft · 121 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4442 GREAT HARBOR LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4442 GREAT HARBOR LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

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Straight answers

4442 GREAT HARBOR LANE FAQs

What would the monthly payment be for 4442 GREAT HARBOR LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,934/mo — principal and interest, the actual property-tax bill, the $61/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4442 GREAT HARBOR LANE?+

The association fee works out to $61 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4442 GREAT HARBOR LANE?+

The most recent tax bill on record (2024) was $4,457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4442 GREAT HARBOR LANE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $369,950, this home is listed about 2% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4442 GREAT HARBOR LANE?+

Kissimmee Middle School (middle), Central Avenue Elementary School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Time on market is leverage

289 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $395,000, now $369,950 — a $25K cut. The full history is in the market section below.

Listing courtesy of EXCLUSIVE VILLAS FLORIDA · Darren Coxon. MLS #O6344480.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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