147 OLIVE TREE CIRCLE UNIT 147, ALTAMONTE SPRINGS, FL, 32714
Active472 days on marketListed Apr 9, 2025MLS #O6298138
About this home
147 OLIVE TREE CIRCLE UNIT 147
**NEW ROOF BEING INSTALLED** Welcome home to the heart of Altamonte Springs! This beautiful 3-bedroom, 2.5-bath condo is nestled in the well-maintained Montgomery Club community, where comfort and convenience come together. Step inside to find a bright and inviting living space with modern upgrades throughout, including granite countertops, stainless steel appliances, and a newer AC unit for year-round comfort. Recent updates include new toilet in primary bathroom, new garbage disposal and new kitchen sink faucet with sprayer. The open-concept kitchen flows seamlessly into the living and dining areas, making it ideal for entertaining or relaxing with family. Enjoy Florida’s beautiful weather from your screened-in lanai, or unwind in your private courtyard — a perfect oasis for morning coffee or evening relaxation. Upstairs, the spacious master suite offers a peaceful retreat featuring a balcony, walk-in closet and en-suite bathroom. Enjoy two additional bedrooms also located on the second floor. The Montgomery Club community offers an unbeatable lifestyle with amenities such as a swimming pool, tennis and pickleball courts, dog park and more. All exterior maintenance is covered by the HOA. Enjoy peace of mind and low-maintenance living while surrounded by a warm and welcoming neighborhood. Located in one of Altamonte Springs’ most convenient and vibrant areas, you’ll be just minutes from top-rated shopping at the Altamonte Mall, dining, entertainment, and outdoor recreation at Cranes Roost Park — not to mention easy access to I-4 and other major highways for stress-free commuting. Whether you’re a first-time homebuyer, downsizing, or seeking a smart investment, this condo is the perfect place to call home. With its blend of modern comfort, prime location, and resort-style amenities, it’s easy to see why Montgomery Club is one of Central Florida’s hidden gems. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,314
Sqft
0.01 ac
Lot size
1
Garage
1984
Year built
Two
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,785 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,785/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9%
$/sqft vs Altamonte Springs actives
$190 vs $186
Days on market
472 vs 36 typical
Where $190/sqft sits among the 286 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$307K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
143 of 286
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 147 OLIVE TREE CIRCLE UNIT 147
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$215,000
148 OLIVE TREE CIRCLE UNIT 148 · same community
2 bd · 2.5 ba · 1,314 sqft · $164/sqft · 295 DOM
Sold · Jul ’26$239,000
153 OLIVE TREE CIRCLE UNIT 153 · same community
3 bd · 2.5 ba · 1,314 sqft · $182/sqft · 22 DOM
Sold · Apr ’26$180,000
137 OLIVE TREE CIRCLE UNIT 137 · same community
2 bd · 2.5 ba · 1,438 sqft · $125/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 147 OLIVE TREE CIRCLE UNIT 147 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 147 OLIVE TREE CIRCLE UNIT 147 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
147 OLIVE TREE CIRCLE UNIT 147 FAQs
What would the monthly payment be for 147 OLIVE TREE CIRCLE UNIT 147?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,785/mo — principal and interest, the actual property-tax bill, the $760/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 147 OLIVE TREE CIRCLE UNIT 147?+
The association fee works out to $760 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 147 OLIVE TREE CIRCLE UNIT 147?+
The most recent tax bill on record (2024) was $3,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 147 OLIVE TREE CIRCLE UNIT 147?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $250,000, this home is listed about 14% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$250,000 runs 14% above the Altamonte Springs median.
02Know the monthly fee
The association fee is $760/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
472 days on market against a Altamonte Springs median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $280,000, now $250,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Suzette Berkhalter. MLS #O6298138.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Altamonte Springs homes, in your inbox
Like 147 OLIVE TREE CIRCLE UNIT 147 but not quite? A daily digest of every new listing in Altamonte Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →