35 FRONTIER DRIVE, PALM COAST, FL, 32137
Active474 days on marketListed Apr 6, 2025MLS #O6297154
About this home
35 FRONTIER DRIVE
Welcome to this charming single-family home located in the desirable community of Palm Coast! This 3-bedroom, 2-bathroom residence features an open floor plan with 2,029 sq ft of heated living area and 2,908 sq ft under roof, including a two-car garage. The layout includes a spacious primary suite, a split-bedroom design that enhances privacy, and an open kitchen with generous cabinet space and a cozy breakfast nook that connects seamlessly to the living and formal dining areas. The home has been well preserved in its original condition, showcasing consistent care over the years. Step outside to a covered rear patio—perfect for relaxing, dining al fresco, or entertaining. The backyard offers ample space for gardening, play, or pets, and even includes a fruit tree. Located just 5 miles from the beach, this home is ideal for enjoying Florida's coastal lifestyle. It is also zoned for highly rated schools, making it an excellent choice for families. Set in a quiet, established neighborhood with no HOA or CDD, you'll enjoy easy access to parks, shopping, dining, and major roads. Whether you're searching for a primary residence, seasonal retreat, or investment property with Airbnb potential, this home offers comfort, convenience, and opportunity.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,029
Sqft
0.23 ac
Lot size
2
Garage
2004
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,724 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,724/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16%
$/sqft vs PALM COAST SEC 07
$168 vs $203
Days on market
474 vs 47 typical
Where $168/sqft sits among the 11 homes for sale in PALM COAST SEC 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
6 of 11
PALM COAST SEC 07 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 35 FRONTIER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$320,000
108 FLORIDA PARK DRIVE · same community
3 bd · 2 ba · 2,016 sqft · $159/sqft · 88 DOM
Sold · Apr ’26$386,000
50 FRANCISCAN LANE · same community
4 bd · 2 ba · 2,009 sqft · $192/sqft · 209 DOM
Sold · Oct ’25$350,000
161 FRONTIER DRIVE · same community
3 bd · 2.5 ba · 2,067 sqft · $169/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 35 FRONTIER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35 FRONTIER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
35 FRONTIER DRIVE FAQs
What would the monthly payment be for 35 FRONTIER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,724/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 35 FRONTIER DRIVE?+
The most recent tax bill on record (2024) was $4,941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $340,000, this home is listed about 14% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 35 FRONTIER DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$340,000 is 11% below the PALM COAST 32137 median of $379,900, and at $168/sqft it sits under the Palm Coast average of $257.
02Time on market is leverage
474 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $375,000, now $340,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA CONNEXION PROPERTIES · Andrew Dias da Silva. MLS #O6297154.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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