SHIRLEY CIR,, GEORGETOWN, FL, 32139
Active689 days on marketListed Sep 3, 2024MLS #O6231637
About this home
SHIRLEY CIR,
Vacant land for sale on Shirley Circle in Georgetown, Florida (32139)!" Zoning: RES" This 0.28-acre lot offers a great opportunity to build a custom spot or invest in a peaceful, nature-filled community. Enjoy quiet surroundings, open space, and the relaxed Florida lifestyle this area provides. Pin Location: Latitude 29.38764043, Longitude -81.61349274. Note: buyers I emphasize the importance of conducting thorough due diligence to ensure that the property meets your expectations and requirements.
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$321 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$321/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$187K → $265K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Reality check
What actually sold near SHIRLEY CIR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
101 SE 3RD STREET · same community
3 bd · 2 ba · 1,490 sqft · $178/sqft · 47 DOM
Sold · Mar ’26$125,000
102 POSSUM HOLLOW ROAD
2 bd · 1 ba · 680 sqft · $184/sqft · 163 DOM
Sold · Jan ’26$110,000
177 PALM DRIVE
2 bd · 1.5 ba · 1,044 sqft · $105/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about SHIRLEY CIR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SHIRLEY CIR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
SHIRLEY CIR FAQs
What would the monthly payment be for SHIRLEY CIR,?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $321/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SHIRLEY CIR,?+
The most recent tax bill on record (2023) was $104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Georgetown?+
At $24,000, this home is listed about 94% below the Georgetown median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to SHIRLEY CIR,?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLY RIGHT REAL ESTATE · Samih Sadiq. MLS #O6231637.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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