92 EAGLE POINT S, OSTEEN, FL, 32764
Active864 days on marketListed Mar 7, 2024MLS #O6182044
About this home
92 EAGLE POINT S
WELCOME TO THE KOVE ESTATE 55+ CO-OP Community Resort Style Living at its finest, all the thrills without all the fuss.a premier 55+ community in Osteen. There is no lot rent, as a share in the community conveys with the sale. With a monthly cooperative fee of $219 which allows you to Enjoy Year Round 9 Hole Golf Corse, 2 pools, one heated, tennis courts, pickle-ball, community events and the peaceful nights all in your very own gated community. This charming 2008 cottage style oasis on the LAKE Unit is in amazing condition. This unit features 1 bedroom, 1 bathroom and a LOFT. This home has a LIGHT AND BRIGHT family room kitchen combination that offers a cozy and comfortable living space. The floor to ceiling windows give you the feel of a floating boat house. Having over night guest... not a problem, you have a large loft with plenty of space. Need extra storage.. enjoy a very large storage room equipped with electric. Enjoy the peacefulness of the lake while reading a book on your outdoor covered patio. This home is a must-see for anyone looking for a peaceful and convenient lifestyle. AC is 2023, Unit is high and dry. Conveniently located off SR415, minutes to Sanford, Deltona, New Smyrna Beach. Call TODAY to View. 55+ Community CASH ONLY CO-OP Community. HOA includes, Water, Sewer and Trash Pickup
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
376
Sqft
0.01 ac
Lot size
2008
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,052 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,052/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs KOVE ESTATES COOP
$262 vs $148
Days on market
864 vs 99 typical
Where $262/sqft sits among the 14 homes for sale in KOVE ESTATES COOP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Osteen
Drive times from this address
Get to know Osteen. See the full Osteen guide →
OSTEEN 32764 — neighborhood snapshot
Population
2,744
Median age
54.9
Median income
$84,242
Median home value
$328,200
Avg household
2.33
Households w/ children
257
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Osteen market
$319K → $498K
Osteen median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
5 of 14
KOVE ESTATES COOP have cut their price
Median sold price, Osteen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the OSTEEN 32764 median. See the full Osteen market guide →
Paper trail
This home's history
Reality check
What actually sold near 92 EAGLE POINT S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$70,000
114 KOVE BOULEVARD · same community
1 bd · 1 ba · 456 sqft · $154/sqft · 129 DOM
Sold · Jun ’26$110,000
76 EAGLE POINT S · same community
1 bd · 2 ba · 654 sqft · $168/sqft · 240 DOM
Sold · Jul ’25$77,000
928 BLUE HERON BOULEVARD · same community
2 bd · 2 ba · 672 sqft · $115/sqft · 310 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 92 EAGLE POINT S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 92 EAGLE POINT S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
92 EAGLE POINT S FAQs
What would the monthly payment be for 92 EAGLE POINT S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,052/mo — principal and interest, the actual property-tax bill, the $228/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 92 EAGLE POINT S?+
The association fee works out to $228 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 92 EAGLE POINT S?+
The most recent tax bill on record (2023) was $486. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 92 EAGLE POINT S?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Osteen?+
At $98,500, this home is listed about 72% below the Osteen median of $347,500. The market section on this page shows how the area is trending.
Which schools are assigned to 92 EAGLE POINT S?+
Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OSTEEN 32764 market on paper
$98,500 is 68% below the OSTEEN 32764 median of $312,695, and at $262/sqft it sits under the Osteen average of $268.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
864 days on market against a Osteen median of 99 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $122,500, now $98,500 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Michelle Ingrassia. MLS #O6182044.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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