979 SETTLERS LOOP, GENEVA, FL, 32732
Active972 days on marketListed Nov 21, 2023MLS #O6159160
About this home
979 SETTLERS LOOP
5 acres of Agricultural land for sale. not buildable. Must check with the county for allowable uses
Facts & features
The home at a glance
4.99 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$324 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$324/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Harney
Drive times from this address
Get to know Geneva. See the full Geneva guide →
Lake Harney — neighborhood snapshot
Population
712
Median age
51
Median income
$85,078
Median home value
$347,303
Avg household
3
Households w/ children
38%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $686K
Geneva median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Reality check
What actually sold near 979 SETTLERS LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$560,000
1275 E OSCEOLA ROAD · same community
3 bd · 2 ba · 1,868 sqft · $300/sqft · 37 DOM
Sold · Nov ’25$500,000
1296 SUTTON TRAIL · same community
4 bd · 2 ba · 2,280 sqft · $219/sqft · 8 DOM
Sold · Aug ’25$585,000
1205 SUTTON TRAIL · same community
4 bd · 2 ba · 2,400 sqft · $244/sqft · 339 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 979 SETTLERS LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 979 SETTLERS LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
979 SETTLERS LOOP FAQs
What would the monthly payment be for 979 SETTLERS LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $324/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 979 SETTLERS LOOP?+
The most recent tax bill on record (2022) was $335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Geneva?+
At $21,500, this home is listed about 97% below the Geneva median of $849,000. The market section on this page shows how the area is trending.
Which schools are assigned to 979 SETTLERS LOOP?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GENEVA 32732 market on paper
$21,500 is 95% below the GENEVA 32732 median of $455,000.
02Time on market is leverage
972 days on market against a Geneva median of 69 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $53,000, now $21,500 — a $32K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Austin Failor. MLS #O6159160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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