Steeve Cadeau
$455,0002 bd2 ba966 sqft$471 /sqft$3,551 /mo all-in ↓

4155 S ATLANTIC AVENUE UNIT 403, NEW SMYRNA BEACH, FL, 32169

Active18 days on marketListed Jul 26, 2026MLS #NS1088762

Priced 12% below the NEW SMYRNA BEACH 32169 medianWaterfrontPrivate poolFully furnishedCondominiumSEACOAST GARDENS CONDO

About this home

4155 S ATLANTIC AVENUE UNIT 403

Wake up to breathtaking sunrises and the soothing sound of the Atlantic Ocean from this beautifully furnished, turn-key 2-bedroom, 2-bath ocean-view condominium in the highly sought-after Sea Coast Gardens I - on New Smyrna Beach's coveted no-drive beach. Whether you're searching for a full-time residence, the perfect vacation retreat, or an income-producing investment, this exceptional property offers the ideal blend of comfort, convenience, and coastal living. From the moment you step inside, you'll appreciate the inviting coastal atmosphere and move-in-ready condition. Sold fully furnished and equipped, this condo unit includes all furnishings, linens, cookware, kitchen utensils, and household essentials simply bring your suitcase and start enjoying the beach lifestyle. The living and dining areas provide a welcoming space for entertaining or unwinding after a day by the ocean, while the well-appointed kitchen is fully equipped for everyday living or extended stays. The primary suite is a peaceful retreat featuring glass door leading to your private balcony, where you can enjoy your morning coffee while watching spectacular sunrises over the Atlantic. A comfortable guest bedroom and second full bath provide plenty of room for family and friends. Resort-style amenities make every day feel like a vacation. Enjoy the seasonally swimming pool, expansive oceanfront sundeck, clubhouse, shuffleboard courts, outdoor shower stations, and direct access to one of Florida's most beautiful no-drive beaches. The convenient on-site laundry facility is just steps from the unit and includes a private storage locker, perfect for keeping all of your beach essentials organized. An assigned parking space is included, with additional guest parking available upon request. Ownership is easy and worry-free with association fees that include cable TV, high-speed internet, water, building insurance, exterior maintenance, and professional community management. Sea Coast Gardens also offers exceptional financial stability with **fully funded Structural Integrity Reserve Study (SIRS) reserves, no current structural integrity assessments, and the recent completion of the seawall**, providing added confidence and long-term value. Ideally located just minutes from Historic Flagler Avenue and Canal Street, you'll enjoy locally owned boutiques, award-winning restaurants, art galleries, breweries, live music, and year-round festivals. Boating, fishing, surfing, golf, parks, and endless outdoor recreation are all nearby. Conveniently located less than 75 minutes from Orlando's world-famous attractions, three major airports, and Daytona International Speedway, this location is ideal for both owners and visitors alike. This is more than a condominium; "it's a lifestyle." Don't miss this rare opportunity to own your own piece of paradise and experience the very best of oceanfront living on New Smyrna Beach's beautiful beach!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

966

Sqft

1971

Year built

One

Levels

$471

Per sqft

Private poolWaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator
InteriorLiving Room/Dining Room Combo · Split Bedroom
LaundryCommon Area · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingReserved
ExteriorBalcony · Courtyard

Community & fees

Taxes (2025)$6,132/yr
PetsCats OK, Dogs OK, Yes
CommunityBuyer Approval Required · Clubhouse

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,551 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property tax — 2025 actual bill$511
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,925
Interest rate6.00%
Loan term

Estimated payment

$3,551/mo

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property taxes (actual bill)$511
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $455K
$437KedgeAI estimate $478,828 · range $471K$498K$518K

vs edgeAI estimate

−5%

$/sqft vs New Smyrna Beach actives

$471 vs $378

Days on market

18 vs 70 typical

Where $471/sqft sits among the 400 New Smyrna Beach actives

160
81
77 · this home
36
19
27
$174–301$301–427$427–553$553–680$680–806$806+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coronado Beach

Map of 4155 S ATLANTIC AVENUE UNIT 403 inside its neighborhood boundary

Drive times from this address

Downtown Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Coronado Beach — neighborhood snapshot

Population

3,992

Median age

63

Median income

$118,703

Median home value

$433,870

Avg household

2

Households w/ children

173

For the school run

Volusia County School District

ElementaryCoronado Beach Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

216 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Jul 26, 2026Listed at $455,000 · 18 days on market since
1971Built · SEACOAST GARDENS CONDO

Reality check

What actually sold near 4155 S ATLANTIC AVENUE UNIT 403

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4153 S ATLANTIC AVENUE UNIT 107Sold · Jul ’26

$525,000

4153 S ATLANTIC AVENUE UNIT 107 · same community

2 bd · 2 ba · 965 sqft · $544/sqft · 25 DOM

4153 S ATLANTIC AVENUE UNIT 404Sold · Aug ’25

$570,000

4153 S ATLANTIC AVENUE UNIT 404 · same community

2 bd · 2 ba · 965 sqft · $591/sqft · 85 DOM

4153 S ATLANTIC AVENUE UNIT 2120Sold · May ’26

$430,000

4153 S ATLANTIC AVENUE UNIT 2120 · same community

2 bd · 2 ba · 965 sqft · $446/sqft · 331 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4155 S ATLANTIC AVENUE UNIT 403 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4155 S ATLANTIC AVENUE UNIT 403 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

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Goes straight to Steeve’s phone and CRM.

Straight answers

4155 S ATLANTIC AVENUE UNIT 403 FAQs

What would the monthly payment be for 4155 S ATLANTIC AVENUE UNIT 403?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,551/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4155 S ATLANTIC AVENUE UNIT 403?+

The most recent tax bill on record (2025) was $6,132. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4155 S ATLANTIC AVENUE UNIT 403?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $455,000, this home is listed about 12% below the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.

Which schools are assigned to 4155 S ATLANTIC AVENUE UNIT 403?+

Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW SMYRNA BEACH 32169 market on paper

$455,000 is 12% below the NEW SMYRNA BEACH 32169 median of $519,450.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of BETTER HMS & GARDENS RE SYNERG · Arleen Lammons. MLS #NS1088762.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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