Steeve Cadeau
$440,000$445,000$3,574 /mo all-in ↓

140 CORONADO ROAD, FLAGLER BEACH, FL, 32136

Active121 days on marketListed Mar 25, 2026MLS #NS1087737

Reduced $5KWaterfrontVERANDA BAY PH 2A

About this home

140 CORONADO ROAD

Direct Intracoastal Waterway Home Site located in the exclusive coastal resort living gated community of Veranda Bay. 1 mile from the quaint picturesque Flagler Beach, filled with beachside restaurants, shopping and the beautiful ocean surf. This ready-to-build premium lot is in the prime location at the south end of Coronado Road, offering the very best views of the Intracoastal Waterway. Your backyard looks directly across to the conservation wetland marsh, ensuring a lifetime of unchanging natural beauty. Build your custom dream home with your own private dock! Veranda Bay offers world-class amenities, including a marina, a state-of-the-art clubhouse and fitness center, tennis and pickle ball courts, a dog park, and a large community pool. Wake up to the sun rising above the mangroves in your very own backyard. This truly is a gem of peaceful tranquility. Watch the boats glide past, the dolphins frolic, and the numerous exquisite birds that fill the sky. Don't miss this once-in-a-lifetime opportunity to live your life on the water. A selection of possible homes that can be built on the property is available on request. Flagler Beach is just a 35 minute drive to St Augustine and Daytona Beach and a 45 minute drive to New Smyrna.

Facts & features

The home at a glance

0.15 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2025)$7,547/yr
CommunityDock · Intracoastal Waterway · Marina · Water Access · Waterfront · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Tennis Court(s) · Waterfront Complex

Utilities & systems

UtilitiesCable Available · Electricity Available · Fiber Optics · Fire Hydrant · Public · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,574 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$629
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,574/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$629
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Flagler Beach

Map of 140 CORONADO ROAD

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $440,000 $5K
Mar 25, 2026Listed at $445,000 · 121 days on market since

Reality check

What actually sold near 140 CORONADO ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2036 S FLAGLER AVENUESold · Jun ’26

$285,000

2036 S FLAGLER AVENUE

2 bd · 1 ba · 912 sqft · $313/sqft · 129 DOM

2131 S DAYTONA AVENUESold · Oct ’25

$318,000

2131 S DAYTONA AVENUE

2 bd · 2 ba · 978 sqft · $325/sqft · 226 DOM

2288 S CENTRAL AVENUESold · Jul ’26

$500,000

2288 S CENTRAL AVENUE

2 bd · 2 ba · 1,252 sqft · $399/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 140 CORONADO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 140 CORONADO ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

140 CORONADO ROAD FAQs

What would the monthly payment be for 140 CORONADO ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,574/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 140 CORONADO ROAD?+

The most recent tax bill on record (2025) was $7,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $440,000, this home is listed about 24% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 140 CORONADO ROAD?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $445,000, now $440,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Gwendolin Curley. MLS #NS1087737.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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