828 E 23RD AVENUE, NEW SMYRNA BEACH, FL, 32169
Active183 days on marketListed Feb 2, 2026MLS #NS1087233
About this home
828 E 23RD AVENUE
Charming coastal retreat. This furnished 3Bd, 2 Ba, 2 Car Garage home is located in the heart of New Smyrna Beach. Only a few homes to the ocean. The open floor plan living room, dining room combo with high ceilings and eat in kitchen makes this home perfect as a primary residence, vacation home, or income producing property. The living room has a lovely stone fireplace and abundant space to spread out and relax. The kitchen has been upgraded with stainless appliances, stone counter tops, wood cabinets and pantry. The primary suite has a walk-in closet and the en-suite has walk-in shower while the guest bathroom has a skylight which floods the area with radiant light. Spacious Florida Room. Fenced back yard. The home has ceiling fans and tile floors throughout. Close to shopping, dining and outdoor recreation. Experience easy beach living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,687
Sqft
0.17 ac
Lot size
2
Garage
1988
Year built
One
Levels
$368
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,470 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,470/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.7%
$/sqft vs New Smyrna Beach actives
$368 vs $379
Days on market
183 vs 70 typical
Where $368/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 828 E 23RD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$590,000
833 E 22ND AVENUE · same community
3 bd · 2 ba · 1,602 sqft · $368/sqft · 449 DOM
Sold · Jun ’26$605,000
797 E 9TH AVENUE · same community
3 bd · 2 ba · 1,583 sqft · $382/sqft · 2 DOM
Sold · Mar ’26$760,000
2310 S ATLANTIC AVENUE · same community
3 bd · 3 ba · 1,830 sqft · $415/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 828 E 23RD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 828 E 23RD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
828 E 23RD AVENUE FAQs
What would the monthly payment be for 828 E 23RD AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,470/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 828 E 23RD AVENUE?+
The most recent tax bill on record (2025) was $8,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $620,000, this home is listed about 21% above the New Smyrna Beach median of $514,000. The market section on this page shows how the area is trending.
Which schools are assigned to 828 E 23RD AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$620,000 runs 18% above the NEW SMYRNA BEACH 32169 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
183 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $669,000, now $620,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Pat Collado. MLS #NS1087233.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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