Steeve Cadeau
$400,0003 bd2 ba2,242 sqft$178 /sqft$2,794 /mo all-in ↓

1709 NW 15TH TERRACE, CAPE CORAL, FL, 33993

Active16 days on marketListed Jul 23, 2026MLS #N6145135

Private poolSingle Family ResidenceCAPE CORAL

About this home

1709 NW 15TH TERRACE

Welcome to a Cape Coral property that gives everyone room to spread out, unwind and enjoy the Florida lifestyle from day one. Located at 1709 NW 15th Ter, this freshly updated home sits on an oversized triple lot with a privacy fence, sparkling screened pool and over 2,200 square feet designed for everyday comfort and entertaining alike. Inside, the layout delivers flexibility that’s hard to find. In addition to 3 spacious bedrooms and 2 full baths, there’s a dedicated office perfect for remote work, hobbies or a quiet reading space. Between the guest bedrooms, an additional living area creates the ideal hangout zone, a homework station, gaming room or private retreat for visiting guests. Fresh interior and exterior paint, refreshed landscaping and no carpet anywhere make the entire home feel clean, modern and move-in ready. The kitchen opens naturally into the main living spaces, making it easy to host family gatherings, holiday dinners or laid-back weekends by the pool. Step outside to your screened lanai where sunny afternoons, poolside grilling and evening relaxation become part of your routine. The massive fenced backyard offers privacy, room for pets to roam and endless possibilities for outdoor fun. Big-ticket updates are already handled with a new roof installed in 2023 and solar panels that are fully paid off, helping you enjoy energy efficiency and long-term savings without the added expense. This Northwest Cape Coral location places you close to everything that makes the area so desirable. Nearby parks like Joe Stonis Park and Saratoga Lake Park has pickleball, walking trails, sports fields and playgrounds. Boat ramps, fishing spots and Gulf access opportunities are just minutes away for those who love life on the water. Dining favorites nearby include Lobster Lady Seafood Market, Miceli’s Restaurant, Ariani Ristorante Italiano and local waterfront restaurants throughout Cape Coral and Matlacha. Shopping, grocery stores and everyday conveniences are easily accessible along Pine Island Road, while Downtown Fort Myers is a short drive away for riverfront dining, live music, festivals and nightlife. Families will appreciate proximity to highly rated schools, expanding city amenities and the continued growth happening throughout Northwest Cape Coral. This home delivers the space, updates and outdoor lifestyle buyers are searching for in Southwest Florida.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,242

Sqft

0.34 ac

Lot size

2

Garage

2006

Year built

One

Levels

$178

Per sqft

Private poolPool view

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewPool
FacesSouth
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorHurricane Shutters · Irrigation System · Lighting

Community & fees

Taxes (2025)$1,231/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Solar
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,794 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$103
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$2,794/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$103
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$384KedgeAI estimate $620,212 · range $589K$714K$742K

vs edgeAI estimate

−35.5%

$/sqft vs CAPE CORAL

$178 vs $249

Days on market

16 vs 50 typical

Where $178/sqft sits among the 148 homes for sale in CAPE CORAL

56 · this home
36
17
19
9
11
$175–229$229–283$283–337$337–391$391–445$445+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of 1709 NW 15TH TERRACE

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33993 — neighborhood snapshot

Population

33,045

Median age

43.7

Median income

$89,220

Median home value

$319,500

Avg household

2.96

Households w/ children

3,468

For the school run

Lee County School District

MiddleMariner Middle School★★★★★
HighMariner High School★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.4 months of inventoryBuyer’s market

$375K$405K

Cape Coral median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

51 of 148

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 371% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $400,000 · 16 days on market since
2006Built · CAPE CORAL

Reality check

What actually sold near 1709 NW 15TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5320 SW 3RD AVENUESold · Nov ’25

$1,150,000

5320 SW 3RD AVENUE · same community

3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM

3913 SE 19TH AVENUESold · Dec ’25

$610,000

3913 SE 19TH AVENUE · same community

4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM

239 SW 24TH PLACESold · Dec ’25

$418,000

239 SW 24TH PLACE · same community

4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1709 NW 15TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1709 NW 15TH TERRACE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1709 NW 15TH TERRACE FAQs

What would the monthly payment be for 1709 NW 15TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,794/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1709 NW 15TH TERRACE?+

The most recent tax bill on record (2025) was $1,231. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1709 NW 15TH TERRACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Coral?+

At $400,000, this home is listed about 9% below the Cape Coral median of $441,200. The market section on this page shows how the area is trending.

Which schools are assigned to 1709 NW 15TH TERRACE?+

Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$400,000 runs 371% above the CAPE CORAL 33993 median — but at 2,242 sqft it's also 23% larger than the typical Cape Coral listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Hector A. Cafferata Junior Elementary School, Patriot Elementary School, Skyline Elementary School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SHARP HOMES REALTY · Danielle Sharp. MLS #N6145135.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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