4042 DULUTH TERRACE, NORTH PORT, FL, 34286
Active22 days on marketListed Jul 11, 2026MLS #N6144941
About this home
4042 DULUTH TERRACE
Welcome to 4042 Duluth Terrace in North Port's desirable Cranberry Fields neighborhood! This thoughtfully designed, 3-bedroom, 2-bath home offers an ideal combination of space, functionality, and convenience. Located just minutes from I-75, shopping, restaurants, schools, and everyday amenities, you'll appreciate the easy commute while enjoying the feel of an established neighborhood. Step through the inviting double-door entry into a bright, open floor plan featuring soaring ceilings and fresh neutral paint inside and out, creating a move-in-ready canvas for your personal style. With both a spacious living room and a large BONUS FAMILY ROOM, there's plenty of space for entertaining, relaxing, or everyday living. The kitchen is equipped with stainless steel appliances and overlooks the large family room and features a convenient pass-through window to the screened lanai, making outdoor dining and entertaining a breeze. Beyond the lanai, an additional patio provides even more outdoor living space. The split-bedroom layout offers privacy, and every bedroom includes a walk-in closet for exceptional storage. The guest bath features direct access to the patio, providing an ideal setup should you choose to add a future pool. A dedicated laundry room is conveniently located near the guest bedrooms. The primary bedroom offers a separate slider out to the lanai, large walk in closet and en suite bathroom with separate garden bath and walk-in shower. Major updates provide added peace of mind, and this home includes a 2023 ROOF and a 2025 HVAC system. Whether you're looking for your Florida home, seasonal retreat, or investment opportunity, this property offers a versatile floor plan, thoughtful updates, and a location that's hard to beat. Schedule your private showing today and discover everything 4042 Duluth Terrace has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,952
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,654 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,654/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
$/sqft vs PORT CHARLOTTE SUB 19
$169 vs $199
Days on market
22 vs 48 typical
Where $169/sqft sits among the 19 homes for sale in PORT CHARLOTTE SUB 19
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cranberry Fields
Get to know North Port. See the full North Port guide →
Cranberry Fields — neighborhood snapshot
Population
4,906
Median age
56
Median income
$90,686
Median home value
$316,250
Avg household
3
Households w/ children
474
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $308K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
6 of 19
PORT CHARLOTTE SUB 19 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 997% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 4042 DULUTH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$339,000
3524 BROWNWOOD TERRACE · same community
3 bd · 2 ba · 1,966 sqft · $172/sqft · 7 DOM
Sold · Aug ’25$105,000
3165 HYANNIS AVENUE · same community
4 bd · 2 ba · 1,826 sqft · $58/sqft · 18 DOM
Sold · Feb ’26$360,000
4352 EVERGLADES TERRACE · same community
3 bd · 2 ba · 1,768 sqft · $204/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4042 DULUTH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4042 DULUTH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4042 DULUTH TERRACE FAQs
What would the monthly payment be for 4042 DULUTH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,654/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4042 DULUTH TERRACE?+
The most recent tax bill on record (2025) was $4,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $329,000, this home is listed about 2% below the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4042 DULUTH TERRACE?+
Toledo Blade Elementary School (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Lori Driscoll-Kendrick. MLS #N6144941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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