12710 HYSMITH LOOP, PARRISH, FL, 34219
Active243 days on marketListed Nov 20, 2025MLS #N6141492
About this home
12710 HYSMITH LOOP
ASSUME A 4.99% LOAN.........THE RATE TODAY'S BUYERS ONLY WISH THEY COULD GET.........7 BEDROOMS, A DEN, AND A LOFT UNDER $600K.........ON THE WATER.........2024 BUILD, ONE OWNER.........3 CAR GARAGE.........NATURAL GAS.........FULLY FENCED YARD.......... Imagine locking in 4.99 percent while everyone else is stuck near 7. That is the door this home opens. Your buyer steps into a payment the market may never offer again, and a home with the space to match it. Nearly 4,000 square feet open around a great room that looks straight out to the water, where the mornings start slow and the evenings end with the sky burning orange over the pond. The kitchen is the heart of it, with a walk-in pantry, quartz counters, stainless appliances, and natural gas plumbed and ready. Seven true bedrooms, a loft built for movie nights, and a first-floor den for the office or the gym mean nobody in this house ever fights for space. Outside, a fully fenced yard and the water beyond it. Inside, room for everyone, minutes from Lakewood Ranch, Bradenton, Sarasota, and Tampa, in a neighborhood that still feels like the country. This is more than a house. It is real space, on the water, at a rate that does not come twice. Bring your buyer, and bring me their questions about the assumption.
Facts & features
The home at a glance
7
Bedrooms
3.5
Bathrooms
3,818
Sqft
0.2 ac
Lot size
3
Garage
2024
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,817 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,817/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Parrish actives
$152 vs $206
Days on market
243 vs 42 typical
Where $152/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parrish
Get to know Parrish. See the full Parrish guide →
PARRISH 34219 — neighborhood snapshot
Population
30,220
Median age
46.1
Median income
$104,258
Median home value
$420,400
Avg household
2.68
Households w/ children
2,981
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
206 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 12710 HYSMITH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$479,900
13137 HOMESTEAD LANE · same community
4 bd · 2.5 ba · 2,755 sqft · $174/sqft · 242 DOM
Sold · Apr ’26$534,900
13150 HOMESTEAD LANE · same community
4 bd · 3 ba · 2,537 sqft · $211/sqft · 15 DOM
Sold · Sep ’25$600,000
13048 HOMESTEAD LANE · same community
4 bd · 3 ba · 2,535 sqft · $237/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12710 HYSMITH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12710 HYSMITH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
12710 HYSMITH LOOP FAQs
What would the monthly payment be for 12710 HYSMITH LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,817/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12710 HYSMITH LOOP?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12710 HYSMITH LOOP?+
The most recent tax bill on record (2024) was $3,616. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12710 HYSMITH LOOP?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $578,900, this home is listed about 37% above the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 12710 HYSMITH LOOP?+
Parrish Community High School (high), Barbara A Harvey Elementary School (elementary), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$578,900 runs 39% above the PARRISH 34219 median — but at 3,818 sqft it's also nearly twice the size of the typical Parrish listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
243 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Parrish Community High School, Barbara A Harvey Elementary School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $589,900, now $578,900 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Garrett Sedlacek. MLS #N6141492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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