2856 MERIDIAN POINT LANE, LAKELAND, FL, 33812
Active5 days on marketListed Aug 7, 2026MLS #L4964073
About this home
2856 MERIDIAN POINT LANE
Beautiful semi-custom built spacious pool home located in SE Lakeland. Featuring two flex spaces that can be used for a home office. The interior features high ceilings throughout, lots of crown molding throughout, newer lighting fixtures and fans throughout, white cabinetry, SS appliances, large master suite featuring two walk-in closets and a large soaking tub and walk in shower, this lovely home also features a large laundry room with a storage closet and laundry tub. Additional features include wifi controllable lighting, thermostat and Nest doorbell. The home offers a 3 car garage with overhead storage and an epoxy coated floor. The exterior offers a large outdoor living space and pool deck, great for entertaining. The backyard is fully fenced with a vinyl privacy fence and features a lemon tree, lime tree, avocado tree, pineapple plant and multiple banana trees. Recent updates include a new roof in '17 and new electrical panel in 12/25 and new pool pump in 9/24. Low HOA Fees and No CDD fees! Conveniently located near Publix Shopping Centers, Polk Parkway, many outdoor trails for hiking, biking and more!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,410
Sqft
0.25 ac
Lot size
3
Garage
1999
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs Lakeland actives
$218 vs $194
Days on market
5 vs 45 typical
Where $218/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2856 MERIDIAN POINT LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$618,450
1212 E WHITING STREET UNIT 402 · same community
1 bd · 2 ba · 1,350 sqft · $458/sqft · 68 DOM
Sold · Dec ’25$535,000
6514 CREWS LAKE CREST LOOP
3 bd · 2 ba · 2,411 sqft · $222/sqft · 491 DOM
Sold · May ’26$430,000
2821 SHELDON STREET
4 bd · 2 ba · 2,405 sqft · $179/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2856 MERIDIAN POINT LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2856 MERIDIAN POINT LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2856 MERIDIAN POINT LANE FAQs
What would the monthly payment be for 2856 MERIDIAN POINT LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,994/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2856 MERIDIAN POINT LANE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2856 MERIDIAN POINT LANE?+
The most recent tax bill on record (2025) was $5,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2856 MERIDIAN POINT LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $525,000, this home is listed about 55% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2856 MERIDIAN POINT LANE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 33% above the LAKELAND 33812 median — but at 2,410 sqft it's also 40% larger than the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Lakeland market that averages 45 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SHAWN R MCDONALD REALTYGRP INC · Shawn McDonald. MLS #L4964073.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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