641 BALD CYPRESS DRIVE, LAKELAND, FL, 33801
Active2 days on marketListed Aug 4, 2026MLS #L4964037
About this home
641 BALD CYPRESS DRIVE
Hard-to-find 5 bedroom Lennar "Georgia" floor plan built in 2025 in the highly sought-after Cypress Point at Lake Parker community! Spanning over 2,300 sq ft, this two-story home features a super convenient first-floor primary suite complete with a private full bath and walk-in closet. The main floor offers a bright, wide-open kitchen fully equipped with sleek quartz countertops and stainless steel appliances, opening right up to the dining and living areas for easy entertaining. Upstairs you'll find a huge bonus loft plus four additional oversized bedrooms. Excellent location just minutes from popular Downtown Lakeland shopping, dining, and parks, with quick access to the highway for easy commutes to both Tampa and Orlando. Best of all, the low monthly HOA fee actually includes your standard cable TV along with access to the community park and playground. Space, layout, and a prime location, this one checks every single box. Come see it today!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,326
Sqft
0.11 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,493 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,493/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.3%
$/sqft vs Lakeland actives
$146 vs $195
Days on market
2 vs 43 typical
Where $146/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Cypress Point, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,800/mo median
Live Lakeland rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Cypress Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Cypress Point is a short-term-rental community. See the full guide →
LAKELAND 33801 — neighborhood snapshot
Population
33,460
Median age
33.4
Median income
$49,210
Median home value
$138,700
Avg household
2.43
Households w/ children
3,160
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
198 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 641 BALD CYPRESS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$338,000
1124 HOUR GLASS ROAD · same community
5 bd · 2.5 ba · 2,326 sqft · $145/sqft · 0 DOM
Sold · Oct ’25$325,250
617 BALD CYPRESS · same community
5 bd · 2.5 ba · 2,326 sqft · $140/sqft · 0 DOM
Sold · May ’26$323,500
1104 HOUR GLASS ROAD · same community
5 bd · 2.5 ba · 2,112 sqft · $153/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 641 BALD CYPRESS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 641 BALD CYPRESS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
641 BALD CYPRESS DRIVE FAQs
What would the monthly payment be for 641 BALD CYPRESS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,493/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 641 BALD CYPRESS DRIVE?+
The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 641 BALD CYPRESS DRIVE?+
The most recent tax bill on record (2025) was $758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 641 BALD CYPRESS DRIVE be rented short-term?+
Yes — this home sits inside Cypress Point, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 641 BALD CYPRESS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $339,900, this home is priced right at the Lakeland median.
Which schools are assigned to 641 BALD CYPRESS DRIVE?+
Tenoroc High School (high), Lena Vista Elementary School (elementary), Jere L. Stambaugh Middle (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,900 runs 33% above the LAKELAND 33801 median — but at 2,326 sqft it's also 36% larger than the typical Lakeland listing.
02Zoned for nightly rentals
Cypress Point is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 2 days on market in a Lakeland market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Titus Lennon, Jr. MLS #L4964037.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 641 BALD CYPRESS DRIVE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →