Steeve Cadeau
$490,0004 bd2 ba2,328 sqft$210 /sqft$3,734 /mo all-in ↓

2985 VINTAGE VIEW CIRCLE, LAKELAND, FL, 33812

Active6 days on marketListed Jul 31, 2026MLS #L4963963

Private poolSingle Family ResidenceVINTAGE VIEW

About this home

2985 VINTAGE VIEW CIRCLE

Fresh updates and a great South Lakeland location make this Vintage View pool home one you won't want to miss! This 4-bedroom, 2-bath home has just been updated with brand-new flooring, giving the entire home a clean, modern feel. The layout is both practical and inviting, with an eat-in kitchen for everyday meals and a separate dining room that's perfect for holidays, dinner parties, or family gatherings. Granite countertops, plenty of cabinet space, and views of the pool make the kitchen the heart of the home. Out back, you'll find a screened lanai and a sparkling pool with a waterfall feature surrounded by mature palm trees—an ideal spot for morning coffee, weekend cookouts, or cooling off after a long Florida day. Located in the gated community of Vintage View, you're just minutes from the Polk Parkway, Orlando Health, shopping, restaurants, and everything South Lakeland has to offer. If you've been looking for a move-in ready home with a pool in a great location, this one is definitely worth a look.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,328

Sqft

0.24 ac

Lot size

2

Garage

2006

Year built

One

Levels

$210

Per sqft

Private poolPets allowed

Inside

FlooringLaminate · Luxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesEast
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

HOA fee$42/mo
Taxes (2025)$5,166/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,734 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,885
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$430
HOA fee — from the listing$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,150
Interest rate6.00%
Loan term

Estimated payment

$3,734/mo

Principal & interest$2,885
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$430
HOA / condo fee$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$470KedgeAI estimate $570,257 · range $549K$605K$630K

vs edgeAI estimate

−14.1%

$/sqft vs Lakeland actives

$210 vs $195

Days on market

6 vs 43 typical

Where $210/sqft sits among the 400 Lakeland actives

70
133
107 · this home
43
20
27
$127–161$161–195$195–229$229–263$263–297$297+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 2985 VINTAGE VIEW CIRCLE

Drive times from this address

Downtown Tampa45 min
Walt Disney World54 min
Tampa Int’l Airport (TPA)57 min
Universal Orlando64 min
Downtown Orlando70 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33812 — neighborhood snapshot

Population

14,836

Median age

38.9

Median income

$100,569

Median home value

$335,000

Avg household

3.02

Households w/ children

1,880

For the school run

Polk County School District

ElementaryHighland City Elementary School★★★★★
HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

196 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the LAKELAND 33812 median. See the full Lakeland market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $490,000 · 6 days on market since
2006Built · VINTAGE VIEW

Reality check

What actually sold near 2985 VINTAGE VIEW CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2929 VINTAGE VIEW CIRCLESold · Dec ’25

$456,123

2929 VINTAGE VIEW CIRCLE · same community

4 bd · 2.5 ba · 2,631 sqft · $173/sqft · 73 DOM

920 SW 50TH WAYSold · Jun ’26

$275,000

920 SW 50TH WAY · same community

3 bd · 2.5 ba · 1,683 sqft · $163/sqft · 5 DOM

5052 SW 9TH LANESold · Apr ’26

$225,000

5052 SW 9TH LANE · same community

2 bd · 2 ba · 1,420 sqft · $158/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2985 VINTAGE VIEW CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2985 VINTAGE VIEW CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Steeve’s phone and CRM.

Straight answers

2985 VINTAGE VIEW CIRCLE FAQs

What would the monthly payment be for 2985 VINTAGE VIEW CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,734/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2985 VINTAGE VIEW CIRCLE?+

The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2985 VINTAGE VIEW CIRCLE?+

The most recent tax bill on record (2025) was $5,166. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2985 VINTAGE VIEW CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $490,000, this home is listed about 45% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2985 VINTAGE VIEW CIRCLE?+

Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$490,000 runs 31% above the LAKELAND 33812 median — but at 2,328 sqft it's also 35% larger than the typical Lakeland listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 6 days on market in a Lakeland market that averages 43 — if it fits, move quickly.

Listing courtesy of LPT REALTY, LLC · Kalei Fiorentino. MLS #L4963963.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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