614 MOUNTAIN LAKE PLACE, LAKELAND, FL, 33813
Active5 days on marketListed Aug 5, 2026MLS #L4963955
About this home
614 MOUNTAIN LAKE PLACE
Calling all NATURE LOVERS, this is the home you have been waiting for. Panoramic views from almost every room. Bird lovers, water lovers, turtle watchers and the ULTIMATE FISHERMAN's paradise. Fish off your wrap-around dock for bass, bream, carp and more. You don't need to save time to mow! Just come home to unwind your mind and your reel! Trolling motor boats allowed for you to adventure even farther to find your greatest catch! This home has been lovingly cared for over the past 25 years by the current owner but is ready for the next owners to love and enjoy as much as they have! This home offers plenty of space with over 2670 SF and over 1000SF of garage to store your boat and all the toys you need room for! Inside you will find 4 bedrooms, two of which could be primary suites, and three bathrooms. You can choose the lower level suite or upstairs suite, both with gorgeous views, custom closets and updated baths. Kitchen and baths have all been remodeled over the years as well. The roof and A/C are both 9 years young. Clean 4-PT inspection! Other features include an inside laundry, two stair cases, vaulted wood ceiling, fresh paint, newer flooring, newer appliances, screened lanai perfect for enjoying evenings on the water, upstairs bonus room in addition to another space that is perfect for a play room or inside storage. This house just has too many features to list. If you are looking for a move in ready water-front home in S. Lakeland this may be just the home you are looking for! Call today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,678
Sqft
0.43 ac
Lot size
3
Garage
1990
Year built
Two
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,019 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,019/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs Lakeland actives
$205 vs $194
Days on market
5 vs 44 typical
Where $205/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 614 MOUNTAIN LAKE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,400,000
2300 N SCENIC HIGHWAY UNIT 56 · same community
5 bd · 5.5 ba · 4,403 sqft · $318/sqft · 158 DOM
Sold · Aug ’26$640,000
6883 LACY DRIVE
5 bd · 3 ba · 2,712 sqft · $236/sqft · 95 DOM
Sold · Jul ’26$565,000
126 WOODSIDE DRIVE
4 bd · 3 ba · 2,725 sqft · $207/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 614 MOUNTAIN LAKE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 614 MOUNTAIN LAKE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
614 MOUNTAIN LAKE PLACE FAQs
What would the monthly payment be for 614 MOUNTAIN LAKE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,019/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 614 MOUNTAIN LAKE PLACE?+
The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 614 MOUNTAIN LAKE PLACE?+
The most recent tax bill on record (2025) was $3,601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 614 MOUNTAIN LAKE PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $549,900, this home is listed about 62% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 614 MOUNTAIN LAKE PLACE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,900 runs 37% above the LAKELAND 33813 median — but at 2,678 sqft it's also 56% larger than the typical Lakeland listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Lakeland market that averages 44 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Cassie Miller. MLS #L4963955.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 614 MOUNTAIN LAKE PLACE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →