Steeve Cadeau
$459,9004 bd2.5 ba2,470 sqft$186 /sqft$3,153 /mo all-in ↓

121 SHADOW LANE, LAKELAND, FL, 33813

Active3 days on marketListed Jul 22, 2026MLS #L4963668

Single Family ResidenceCHRISTINA WOODS PH 05

Come see it

Upcoming open house

Sun, Jul 26

11:00 AM – 1:00 PM

About this home

121 SHADOW LANE

Welcome to this beautifully maintained 4-bedroom, 2.5-bath home nestled on a spacious 0.32-acre lot in the highly desirable, established community of Christina Woods, where neighbors still wave as they pass by on their evening walks. With an optional HOA of just $200 a year, you’ll enjoy the charm of the neighborhood without the high fees. Inside, you’ll find a thoughtfully designed floor plan featuring both a formal living room and a spacious family room, providing plenty of space for entertaining and everyday living. The large dining room is perfect for hosting family gatherings and holiday meals. The updated kitchen is sure to impress with real wood cabinetry, granite countertops, a stylish backsplash, a new sink, and stainless steel appliances. Throughout the home you’ll appreciate elegant plantation shutters, crown molding, and upgraded laminate flooring, with carpet in the guest bedrooms, laminate in the primary bedroom, tile in the primary bath, and vinyl flooring in select areas. The oversized primary suite offers a peaceful retreat with two walk-in closets and a beautifully remodeled en-suite bathroom featuring dual vanities with decorative backsplash and a spacious walk-in shower. Just off the primary bedroom is a private screened patio perfect for enjoying your morning coffee, reading a book, or unwinding at the end of the day. Additional highlights include a large laundry room complete with built-in cabinetry and a utility sink, an inviting electric fireplace in the living room, and a guest bathroom with double sinks, updated faucets, and new shower hardware. Major updates provide peace of mind, including a new roof (2022), new ductwork (2023), A/C (2018, professionally serviced annually), water heater (2016), new garage door (2025), and new gutters (2026). The home also features an irrigation system to help keep the landscaping lush year round. Step outside to enjoy the meticulously maintained yard and the backyard paver patio, creating the perfect space for grilling, entertaining, or simply relaxing outdoors. This move-in ready home combines timeless character, thoughtful updates, and an unbeatable location in one of South Lakeland’s most beloved neighborhoods. Schedule your private showing today! Conveniently zoned for Scott Lake Elementary, Lakeland Highlands Middle, and George W. Jenkins High School.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,470

Sqft

0.32 ac

Lot size

2

Garage

1977

Year built

One

Levels

$186

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System · Rain Gutters

Community & fees

HOA fee$17/mo
Taxes (2025)$781/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,153 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,707
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$65
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,097Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,097
Interest rate6.00%
Loan term

Estimated payment

$3,153/mo

Principal & interest$2,707
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$65
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$383KedgeAI estimate $414,946 · range $398K$438K$478K

vs edgeAI estimate

+10.8%

$/sqft vs Lakeland actives

$186 vs $196

Days on market

3 vs 33 typical

Where $186/sqft sits among the 400 Lakeland actives

95
124 · this home
108
30
16
27
$124–162$162–200$200–239$239–277$277–315$315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Christina Woods

Map of 121 SHADOW LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)59 min
Walt Disney World60 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Christina Woods — neighborhood snapshot

Population

2,765

Median age

43

Median income

$110,077

Median home value

$340,637

Avg household

3

Households w/ children

355

For the school run

Polk County School District

ElementaryScott Lake Elementary School★★★★★
MiddleLakeland Highlands Middle School★★★★★
HighGeorge W. Jenkins Senior High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

195 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the LAKELAND 33813 median. See the full Lakeland market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $459,900 · 3 days on market since
1977Built · CHRISTINA WOODS PH 05

Reality check

What actually sold near 121 SHADOW LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1295 OSPREY LANDING DRIVESold · Aug ’25

$545,000

1295 OSPREY LANDING DRIVE

4 bd · 2.5 ba · 2,495 sqft · $218/sqft · 82 DOM

521 CENTURY OAK COURTSold · May ’26

$590,000

521 CENTURY OAK COURT

3 bd · 3 ba · 2,501 sqft · $236/sqft · 114 DOM

6928 HAYTER LANESold · Jul ’25

$525,000

6928 HAYTER LANE

4 bd · 3 ba · 2,428 sqft · $216/sqft · 92 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 121 SHADOW LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 121 SHADOW LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

121 SHADOW LANE FAQs

What would the monthly payment be for 121 SHADOW LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,153/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 121 SHADOW LANE?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 121 SHADOW LANE?+

The most recent tax bill on record (2025) was $781. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 121 SHADOW LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $459,900, this home is listed about 35% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 121 SHADOW LANE?+

Scott Lake Elementary School (elementary), Lakeland Highlands Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Heather Padgett. MLS #L4963668.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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